title loan background Auto Title Loans in Layton, UTAH

Car Title Loans in Layton, UTAH


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Layton,Utah  is a beautiful place to call home. Unfortunately, life sometimes gets out of control even in beautiful places like this one. If you are struggling with your living expenses or with buying items you want or need, you’re not by yourself. Many Layton inhabitants have this problem.

The good news, however, is that you do have an easy way to get the funds you want, at least if you own an automobile. That method is to take out a title loan through LoanCenter. These are loans that are offered based on your ability to use your vehicle title as security on the loan.

If you’re willing and able to do that, then you can get a title loan from us and get the funds you need instantly! Plus, you’ll enjoy a lot of other great perks along the way.

Perk #1: You Won’t Have to Sell Your Stuff

All too commonly, we hear about individuals selling items they possess when they get into a bad financial situation. They might sacrifice jewelry, heirlooms, or other items important to them just to try and get some income when they’re in desperate need. This is especially sad since these individuals have such an easy and more viable option available to them: getting a title loan.

 If you have a car, there’s no reason to sell or pawn something you value. Just use your vehicle title as collateral, keep using your car, and get the financing you require, and then pay it back over time. What could be simpler?

Perk #2: Qualifying is Easy

All title loan customers are required to be willing to use the vehicle title as security for the loan. Usually, they also need to have a source of valid regular income and be at least 18 years of age.

If you can satisfy these very easy requirements, then there’s a stellar chance that you can qualify for one of our title loans and for all of the advantages that go along with it.

Perk #3: Get Your Money Fast

While car title loans bring a great many advantages to Layton clients, perhaps one of the best is just how immediately they can get their loan funds once approved, especially when compared to other financing options, like banks and more common lenders.

When you borrow via these more standard alternatives, you can expect a long application process that includes very specific information, much of which may be difficult to find. As a result, just filling out your loan application can take several days if not more. Then, you have to wait many business days or longer to find out if you’ve even been accepted for the loan. And, since most other lending options have strict credit and background restrictions, there’s a fair chance you won’t be, which means you could wait all that time just to get nothing.

Even if you are accepted for another type of loan, you can expect to wait several business days or more to get your funds and then more time for the money to clear and actually be available for use. Nothing about this process, if you can even get approved, spells rapidity or efficiency.

If you’re not in a position where you can wait and wait for a loan you might get, a title loan from LoanCenter is clearly the greatest option. We work tirelessly to speedily approve your application. And, if you do get approved for the loan, we’ll make sure you get your loan amount as quickly as possible. In fact, in most cases our clients get their loan money delivered and ready for use on the very same day that they apply.

What’s even better is that you can utilize these loan funds however you would like. Unlike other types of lenders, we’ll never ask you why you need the funds or what you plan to do with them. As long as you can qualify for the funds you want, which isn’t hard to do in most cases, you can get your money from us, and you can get it quickly.

Perk #4: It’s Better than a Cash Advance

One common option people try when they are in need of money and don’t have good credit is a payday loan or a cash advance. This is a type of loan where money is given to the borrower and then repaid on their next payday.

But, before you turn to this choice, be aware that payday advances often have very high interest rates. There is no real collateral involved, which is why you have to pay so much.

Furthermore, if you don’t have a bank account, you might not be eligible for a loan at all. 

Car title loans are much better options that will typically cost you a lot less in the long run and that give you the option of making regular payments to pay off the loan. So, before you look into cash advances, please consider a title loan. It’s the logical thing to do!

How much cash does a car title loan provide?

It varies based on how much your automobile is worth.

Who is eligible for a title loan?

Qualifying for a car title loan is super doable when you own your own vehicle and have a regular source of income.

How do I learn more?

You can submit your application fully online, or you’re welcome to do it in person or via the phone.

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Store Locator > Utah > Layton

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.

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