Ready to reduce your monthly payments?
LoanCenter is the place to go to when you want those high monthly auto loan payments reduced. We have helped thousands of people lower their monthly payments by refinance their current auto loan and we can help you as well. We believe that your financial stability should be based on more than just a credit score and we pride ourselves in helping all types of credit customers refinance their car loan. If you already have an auto loan and feel your APR is too high or you are paying too high of a monthly payment each month, refinancing your auto loan through LoanCenter may help you see the savings you desire. We can showcase different loan term options to refinance your auto loan without affecting your credit.
Find out if auto loan refinance is right for you today!
Why Refinance with LoanCenter?
When you refinance your auto loan with LoanCenter, you may be able to benefit from:
Potentially Lower Monthly Payments
All Credit Types Accepted
How Can I Refinance My Auto Loan with LoanCenter?
If you currently have an auto loan and feel your interest rate or monthly payment is through the roof then let one of our friendly Loan Officers help you refinance your auto loan today. Our auto loan refinance process is simple, by answering a couple of questions and providing basic information, we can show you how much you can save.
LoanCenter’s auto loan refi process:
- Provide basic information in the widget above
- Review refinance offers
- Select your new loan terms
- Start enjoying lower loan payments
Don’t wait any longer—refinancing your auto loan is the smart decision. Pay less by refinancing today!
Benefits of Refinancing Your Auto Loan through LoanCenter
Here at LoanCenter, you are our number one priority. We will work to give you fast approvals. You will have trusted Loan Officers, with many years of experience getting you the best rate possible, so you can start saving today. LoanCenter is the way to go to refinance your auto loan.
How much can you save?
Calculate how much you may be able to save by refinancing your auto loan!
What to know more?
Here are some of the articles we’ve written to make things a little easier to understand.
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What is the Longest Loan Term on a Used Car?
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Auto Loan Refinancing Pre-Qualification
We need a little more information to provide you with your refinancing offers.
This will have no impact on your credit score!
Once your Identification docs are complete, please allow 1-2 business days for verification.
Then you will be able to download and print the additional required title documents and the shipping label. Simply sign, upload a photo/scan of your signed documents, and use the FedEx label to ship your original documents at no cost to you.
Download and print the additional required title documents and the shipping label. Then simply sign, upload a photo/scan of your signed documents, and use the FedEx label to ship your original documents at no cost to you.
Keep an eye on this section for the status of your documents.
One of our Loan Officer will be contacting them within 1 hour
Download and print the additional required title documents and the shipping label. Then simply sign, upload a photo/scan of your signed documents, and use the FedEx label to ship your original documents at no cost to you.
Keep an eye on this section for the status of your documents.
One of our Loan Officer will be contacting them within 1 hour
Please upload all of the documents below. Once you have uploaded all documents, our team will verify your identity within 2 business days in order to approve your application.
Keep an eye on this section for the status of your documents.
Please upload all of the documents below. Once you have uploaded all documents, our team will verify your identity within 2 business days in order to approve your application.
Keep an eye on this section for the status of your documents.
I'm not interested in a $20 Amazon gift card.
*First payment due date subject to change depending on date of Note Security Agreement
*First payment due date subject to change depending on date of Note Security Agreement
I agree to the following:
Please carefully read the following and click on the Confirm button to indicate that you have accepted the terms below.
You authorize Westlake Financial Services ("we/us") to initiate automatic regular and recurring withdrawals or electronic transfers of the specified payment amount from this bank account. To ensure proper withdrawal of your payment, please confirm you have provided the proper routing and bank account number from the bottom of your check. This authorized deduction will cover monthly payments and any other outstanding amounts you owe (late charges, monthly payments, etc.) as described in your contract.
You confirm that you are authorized to initiate transfers from the designated account and that you are authorizing withdrawals or electronic transfers from the designated account each month on the day selected, unless that day falls on a weekend or other Bank Holiday. In the event that the selected day falls on a non-banking day, the automatic electronic withdrawal will be processed on the next available business day. Please allow 10 business days from the date we receive this request for processing. We are not responsible for bank account charges, NSF or other bank fees, or overdrafts caused by automatic transactions. We will assess an NSF Fee on all transactions returned for non-sufficient funds.
You have the right to rescind this authorization at any time as specified here, and you have the right to choose another payment method in the future by providing new payment method information. This authorization will remain in effect until you elect to stop recurring payments on your MyAccount settings, or we receive written notification from you (or either of us) of its termination. You may cancel this authorization by faxing a written notice to us at (877) 821-4730. We may cancel recurring payments at any time upon notice to you.
In order to stop the next payment withdrawal, we must receive your request to cancel at least 3 business days before your next due date. If we receive your cancellation request less than 3 business days before the next due date, the automatic payment will be processed as normal and the cancellation will be effective for the following payment. If you have any questions regarding recurring payments, please call our Customer Service Department at (877) 821-4730.
By clicking this box, I hereby confirm that I am authorized to use this bank account and to initiate transfers from the designated account. I agree that this bank account may be used for a one-time or recurring withdrawals or electronic transfers of the payments as may be specified by me.
If your refinance application is approved, your next payment date will be in 45 days!
If your refinance application is approved, your next payment date will be in 45 days!
Our agents are working hard to fully process your contract. We will notify you when the process is complete.
All of my information, whether I've entered it or selected it, is true and correct and will used to determine for what refinance offers I may be eligible. If any information that I have provided cannot be verified later in the approval process, I may not receive any offers for refinance or my offers or eligibility may change.
I agree to receive information and sign documents electronically, as laid out in the Consent to Use Electronic Records and Signatures agreement.
If I have existing GAP (Guaranteed Auto Protection) or other ancillary products, such as, extended warranties and protections, I understand that these products may be terminated as a result of this new refinance loan.
I also agree that my vehicle is not and will not be used for commercial purposes (including ride sharing services), is not leased, and has a standard auto loan with only one lienholder (no title loans).
All of my information, whether I've entered it or selected it, is true and correct and will used to determine for what refinance offers I may be eligible. If any information that I have provided cannot be verified later in the approval process, I may not receive any offers for refinance or my offers or eligibility may change.
I agree to receive information and sign documents electronically, as laid out in the Consent to Use Electronic Records and Signatures agreement.
If I have existing GAP (Guaranteed Auto Protection) or other ancillary products, such as, extended warranties and protections, I understand that these products may be terminated as a result of this new refinance loan.
I also agree that my vehicle is not and will not be used for commercial purposes (including ride sharing services), is not leased, and has a standard auto loan with only one lienholder (no title loans).
Soft Credit Inquiry
By checking, "I agree and consent to the following" above, I am agreeing to those terms and am providing written instructions to Westlake Direct, LLC, dba LoanCenter under the Fair Credit Reporting Act, authorizing Westlake Direct, LLC, dba LoanCenter to obtain information from my personal credit profile from credit reporting agencies.
Soft Credit Inquiry
By checking, "I agree and consent to the following" above, I am agreeing to those terms and am providing written instructions to Westlake Direct, LLC, dba LoanCenter under the Fair Credit Reporting Act, authorizing Westlake Direct, LLC, dba LoanCenter to obtain information from my personal credit profile from credit reporting agencies.
California Residents. Each applicant, if married, may apply for a separate account.
Maine Residents. You have the right to select the agent and insurer to be used for any type of insurance required in connection with this credit transaction, including the right to choose an insurance agent or broker, whether or not that agent or broker is affiliated with us.
We shall not interfere, either directly or indirectly, with this right of choice of an agent and of an insurer. Your choiceof a particular insurance agent or broker will not affect our credit decision or credit terms in any way, as long as the insurance provides adequate coverage with an insurer who meets our reasonable requirements such as the solvencyand assessment policies of the insurer and its ability to service the policy.
New Hampshire Residents. If this is an application for a balloon retail sales contract, applicants are entitled,upon request, to receive a written estimate of the monthly payment for a balloon payment refinancing inaccordance with the creditor's current refinancing programs prior to entering into a balloon contract.
New York Residents. A consumer report may be ordered in connection with your application. Upon your request, we will inform you whether or not a report was ordered. If a report was ordered, we will tell you the name and address of the consumer reporting agency that provided the report. Subsequent reports may be ordered or utilized in connectionwith an update, renewal or extension of credit for which you have applied.
Ohio Residents. The Ohio laws against discrimination require that all creditors make credit equally available to allcreditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual uponrequest. The Ohio Civil Rights Commission administers compliance with this law. Any person who, with intent todefraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containinga false or deceptive statement is guilty of insurance fraud.
Wisconsin Residents MARITAL PROPERTY AGREEMENT NOTICE: No provision of any marital property agreement, unilateral statement under Wisconsin Statutes Section 766.59 or court decree under Wisconsin Statutes Section 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision whenthe obligation to the creditor is incurred.
California Residents. Each applicant, if married, may apply for a separate account.
Maine Residents. You have the right to select the agent and insurer to be used for any type of insurance required in connection with this credit transaction, including the right to choose an insurance agent or broker, whether or not that agent or broker is affiliated with us.
We shall not interfere, either directly or indirectly, with this right of choice of an agent and of an insurer. Your choiceof a particular insurance agent or broker will not affect our credit decision or credit terms in any way, as long as the insurance provides adequate coverage with an insurer who meets our reasonable requirements such as the solvencyand assessment policies of the insurer and its ability to service the policy.
New Hampshire Residents. If this is an application for a balloon retail sales contract, applicants are entitled,upon request, to receive a written estimate of the monthly payment for a balloon payment refinancing inaccordance with the creditor's current refinancing programs prior to entering into a balloon contract.
New York Residents. A consumer report may be ordered in connection with your application. Upon your request, we will inform you whether or not a report was ordered. If a report was ordered, we will tell you the name and address of the consumer reporting agency that provided the report. Subsequent reports may be ordered or utilized in connectionwith an update, renewal or extension of credit for which you have applied.
Ohio Residents. The Ohio laws against discrimination require that all creditors make credit equally available to allcreditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual uponrequest. The Ohio Civil Rights Commission administers compliance with this law. Any person who, with intent todefraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containinga false or deceptive statement is guilty of insurance fraud.
Wisconsin Residents MARITAL PROPERTY AGREEMENT NOTICE: No provision of any marital property agreement, unilateral statement under Wisconsin Statutes Section 766.59 or court decree under Wisconsin Statutes Section 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision whenthe obligation to the creditor is incurred.
Hard Credit Inquiry
By checking, “I agree and consent to the following” above, I am providing written instructions to Westlake Direct, LLC, dba LoanCenter under the Fair Credit Reporting Act, authorizing Westlake Direct, LLC, dba LoanCenter to obtain information from my personal credit profile from credit reporting agencies. I acknowledge that this may affect my credit score.
Hard Credit Inquiry
By checking, “I agree and consent to the following” above, I am providing written instructions to Westlake Direct, LLC, dba LoanCenter under the Fair Credit Reporting Act, authorizing Westlake Direct, LLC, dba LoanCenter to obtain information from my personal credit profile from credit reporting agencies. I acknowledge that this may affect my credit score.
I agree to the following:
Please carefully read the following and click on the Confirm button to indicate that you have accepted the terms below.
You authorize Westlake Financial Services ("we/us") to initiate automatic regular and recurring withdrawals or electronic transfers of the specified payment amount from this bank account. To ensure proper withdrawal of your payment, please confirm you have provided the proper routing and bank account number from the bottom of your check. This authorized deduction will cover monthly payments and any other outstanding amounts you owe (late charges, monthly payments, etc.) as described in your contract.
You confirm that you are authorized to initiate transfers from the designated account and that you are authorizing withdrawals or electronic transfers from the designated account each month on the day selected, unless that day falls on a weekend or other Bank Holiday. In the event that the selected day falls on a non-banking day, the automatic electronic withdrawal will be processed on the next available business day. Please allow 10 business days from the date we receive this request for processing. We are not responsible for bank account charges, NSF or other bank fees, or overdrafts caused by automatic transactions. We will assess an NSF Fee on all transactions returned for non-sufficient funds.
You have the right to rescind this authorization at any time as specified here, and you have the right to choose another payment method in the future by providing new payment method information. This authorization will remain in effect until you elect to stop recurring payments on your MyAccount settings, or we receive written notification from you (or either of us) of its termination. You may cancel this authorization by faxing a written notice to us at (877) 821-4730. We may cancel recurring payments at any time upon notice to you.
In order to stop the next payment withdrawal, we must receive your request to cancel at least 3 business days before your next due date. If we receive your cancellation request less than 3 business days before the next due date, the automatic payment will be processed as normal and the cancellation will be effective for the following payment. If you have any questions regarding recurring payments, please call our Customer Service Department at (877) 821-4730.
By clicking this box, I hereby confirm that I am authorized to use this bank account and to initiate transfers from the designated account. I agree that this bank account may be used for a one-time or recurring withdrawals or electronic transfers of the payments as may be specified by me.
Receive a $20 Amazon gift card when you sign up for ACH*.However, this section is optional and not a condition of the loan.
Receive a $20 Amazon gift card when you sign up for ACH*.However, this section is optional and not a condition of the loan.
You can receive a $20 Amazon gift card when you sign up for ACH.However, this section is optional and not a condition of the loan. *E-Gift card will be emailed to you 30 days after your first ACH payment is successfully processed.
You can receive a $20 Amazon gift card when you sign up for ACH.However, this section is optional and not a condition of the loan. *E-Gift card will be emailed to you 30 days after your first ACH payment is successfully processed.
*In some cases, the account number and the check number are reversed.
*In some cases, the account number and the check number are reversed.
If approved, your next payment date will be in 45 days!
If approved, your next payment date will be in 45 days!
You can protect your vehicle ownership with these optional products. Check out ways that you may save money during your vehicle ownership.
GAP or Guaranteed Asset Protection can protect you financially in the event of a total loss. GAP pays the difference between what your vehicle is worth and what you owe. Select a payment option below:
In a perfect world, everything would be, well, perfect. But let’s face it…things happen. Cars don’t start, timing chains break, and water pumps stop working. Secure One® can help give you peace of mind.
Select below to add to your refinance option:
Please select the auto loan you wish to refinance:
You can now use MyAccount online or on the mobile app to manage your account and, if you have not signed up for ACH, make your payments. Click below to create your account.
Note: This customer portal will expire 30 days after your loan has been funded. You may review the details of your new loan on MyAccount.
Manage your new loan easily on MyAccount by Westlake Financial
GO TO MYACCOUNT
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