South Carolina Disclosures and Fee Schedule

  1. South Carolina Consumer Rights Pamphlet
  2. South Carolina Max Rate Certificate
  3. Supervised Lenders License

Missouri Disclosures and Fee Schedule

We are registered with the Missouri Division of Finance as Wilshire Commercial Capital, LLC d/b/a Wilshire Consumer Credit.

Missouri Fee Schedule

The APR for our title loans in Missouri ranges from 59.99% to 139.99% depending on your creditworthiness. Loan amounts range from $2,000 to $25,000 with a term of 24 to 44 months. Most loans will be charged an origination fee of $75. If any payment is 15 days late, we charge a late fee of 5% of the delinquent unpaid amount of the installment, up to no more than $50.00.

There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the origination fee is not refundable.

Certificate of Registration

New Mexico License and Disclosures

The APR for our loans in New Mexico ranges from 31.75% to 124.00% depending on your creditworthiness. Loan amounts range from $2,510 to $20,000 with a term of 24 to 48 months. Loans under $5,000 will not be charged an origination fee.  Loans over $5,000 will be charged an origination fee of $149. If any payment is 10 days late, we charge a late fee of 5% of the delinquent unpaid amount of the installment, up to no more than $10.00.

There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the origination fee is not refundable.

Small Loan Company License

Rates and Fees Disclosure

Consumer Informational Brochure