RV Title Loans

How much cash can I get?

RV Title Loans

We Make It Easy to Get the Cash You Need

Your recreational vehicle can help you get the cash you need

Here at LoanCenter, we understand how unpredictable life can be, and we want to help. You can borrow up to $4,000 with an RV title loan, depending on the value of your RV. The process is similar to that of other title loans. One of our Loan Officers will work with you to figure out how much money you are qualified for based on the value of your RV. The Loan Officer will also work on getting you the best rate for your RV title loan depending on your situation.

How Do Title Loans Work?

You might be wondering how an RV title loan works. The process is straightforward. It works just like any other title loan; you get a loan using your RV as collateral. A lien is placed on the RV’s title in exchange for a loan amount. If you make payments on time and pay your loan off, the lien is removed, and the title is returned to you. Get an RV title loan today to get the money you need, and keep enjoying the luxury of your RV!

We use your RV value to determine how much money you can borrow

We use your vehicle as a form of collateral to secure loan

You get to keep using your RV and could be improving your credit score!

When life has got you down or even if you just need some extra money to spend, Loan Center is your trusted source and here to help! Call us today and find out how we can help. We strive to beat our competitor’s rates and get you the cash you need. Let us put your RV to work for you.

Benefits of a Recreational Vehicle Title Loan

At LoanCenter, we pride ourselves on helping everyone who needs a loan. No credit or bad credit, we can help. Get in touch with us today and let us assist you!

  • Borrow up to $4,000
  • Get the money you need hassle-free
  • Enjoy the luxury of your RV while you payoff your loan
  • Flexible payment terms to suit your budget
Get Pre-Qualified

Our Auto Loan Process

Just a few simple steps to the cash you need!

1

Get Pre-Qualified

Fill out the form or give us a call at (866) 553-3840

2

See Your Offers

Let one of our LoanCenter Loan Officers show you how much you qualify for.

3

Submit Docs

Submit all your documents and finalize your loan paperwork

4

Get Your Cash!

Get the cash you need in your hands quickly4!

Locations

Find an authorized partner near you

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What to know more?

Here are some of the articles we’ve written to make things a little easier to understand.

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FAQ

GENERAL

Is there a penalty to pay my loan early?

No. There is no penalty to pay your loan early. In fact, paying your loan in full early will reduce the interest charged on your loan.

Can you help if I already have a title loan with another company?

Yes. We offer some of the most competitive rates and flexible payment terms in the industry. We may be able to pay off your existing car title loan to lower your monthly payment and save you money.

Do I need to be currently employed?

No, but we do need to know that you have the ability to make payments. This means you need some sort of income that you can prove. We do allow co-signers on the loan if necessary.

How much can I borrow?

The amount you can borrow will depend on several factors. Most important for secured installment loans is the value of your vehicle and your ability to repay. Amounts and availability vary by state. In general, loan amounts range from $2,000 to $3,500 for unsecured installment loans and from $2,000 to $30,000 for secured installment loans.

Can I make extra payments?

Yes, extra payments will help reduce the amount of interest you pay. The faster you pay, the lower your interest charges.

What can I do with the money I borrow?

You must use the money for legal purposes only. We always suggest that you use the money you borrow responsibly because you are obligated to pay it back.

How do I get my title back after I have paid off the loan?

We will release our lien on the vehicle after you have paid off your loan. The title will be returned to you in accordance with the requirements of your state’s Department of Motor Vehicles (or similar agency).

I’m not comfortable providing my social security number online. What should I do?

Since our application is secure (www.thawte.com), you should not be concerned about any information you enter on your application. However, we understand that some people may be uncomfortable providing sensitive information on the web. If you do not wish to provide this information online, simply call us at (800) 227-8485 to apply over the phone.

CAR TITLE LOANS

What is a car title loan?

A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.

What do I need in order to get approved for a car title loan?

The amount you are approved for will depend on several factors, including:

  • Your Car’s Value
  • State Laws
  • Your Income
  • Type of Vehicle

How much does my car have to be worth?

In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.

Can I get a car title loan if someone else’s name is on the title with mine?

Yes. We can offer a loan if more than one name is on the vehicle’s title.

Can I get a car title loan if I cannot find the title to my car?

Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.

Do I get to drive my car while the loan is outstanding?

Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.

What is the cost of my credit going to be?

The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. For a typical loan of $4,000 with an 80% annual percentage rate and a 24-month term, the monthly payment is $338.61, the total scheduled interest is $4,126.87, and the total of payments is $8,126.64. The interest on the loan may vary depending upon the timing of the payments made.

For Utah residents only please click here to see our Utah Fee Schedule.

For Missouri residents only please click here to see our Missouri Fee Schedule .

Is it possible to have a co-signer on my car title loan?

Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.

For more questions and answers, head to our Frequently Asked Questions page.

1Funds received must be used for legal purposes only.

2We report to the major credit reporting agencies. A good payment history with us may help raise your credit score and make it easier for you to borrow money in the future.

3Loan approval is subject to meeting the lender’s credit criteria, which include demonstration of ability to repay the loan. Not all applications will be approved.

4Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 3PM PST on a business day.