Want Lower Monthly Payments? Let LoanCenter refinance your loan!
If you already have a car title loan but are overwhelmed with the cost of the interest rates and monthly payments, we can help. Here at LoanCenter, we want to help you save money. Let us find the refinance option that fits your needs. Our quick and easy process may be able to help lower the interest rate on your current loan and let you keep more cash in your pocket every month. Let us give you more information on refinance options. You have nothing to lose and a lot of cash to gain!
If you have questions regarding the refinance of your loans, head over to our Frequently Asked Questions page, and get the answers you need.
AUTO LOAN REFINANCE
For Car Loans
Do you already have an auto loan? Do you feel like your monthly payments are too high? Don’t stress because LoanCenter may be able to get you low monthly payments on your auto loan. Stop paying other lenders too much, and let LoanCenter help you get a lower monthly payment.
Do you already have a title loan for your car or motorcycle? Do you feel like your interest rates are too high? Don’t stress because LoanCenter may be able to get you low monthly payments on your title loan. Stop paying other lenders too much, and let LoanCenter help you into better monthly payments.
No hidden costs and no application fees. LoanCenter does not charge a fee for our services. Your loan will only include the loan amount, any fees associated with the title transfer, and any fee your state charges.
What does it cost to refinance?
Your loan will only include the loan amount, any fees associated with the title transfer, and any fee your state charges, such as a lender fee.
Will applying affect my credit score?
Explore your refinancing options without affecting your credit score. We use a “soft pull” to obtain your credit file, which does not impact your credit score. Only once you accept your LoanCenter offer and agree to finalize your application will we run a “hard pull”, which will affect your credit.
How soon after applying will I know if I my refinance application was approved?
You will receive a pre-qualification within seconds. Once approved, you’ll then be able to instantly review your loan choices and can move forward with finalizing your new LoanCenter loan.
What are the restrictions on refinancing?
You must refinance the full payoff amount of your existing auto loan subject to our minimum loan amount of $2,510 and our maximum loan amount of $50,000, depending on the state. We do not offer cash-back refinancing or lease buyouts.
What happens after my auto refinance loan has been approved?
You will receive a Welcome Package in 10-15 days from the closing of your loan.
How do I check the status of my auto loan application?
You can call one of our friendly loan officers and they will provide an update on the status of your application.
We need a little more information to provide you with your refinancing offers.
This will have no impact on your credit score!
Once your Identification docs are complete, please allow 1-2 business days for verification.
Then you will be able to download and print the additional required title documents and the shipping label. Simply sign, upload a photo/scan of your signed documents, and use the FedEx label to ship your original documents at no cost to you.
Download and print the additional required title documents and the shipping label. Then simply sign, upload a photo/scan of your signed documents, and use the FedEx label to ship your original documents at no cost to you.
Keep an eye on this section for the status of your documents.
Please upload all of the documents below. Once you have uploaded all documents, our team will verify your identity within 2 business days in order to approve your application.
Keep an eye on this section for the status of your documents.
Please upload all of the documents below. Once you have uploaded all documents, our team will verify your identity within 2 business days in order to approve your application.
Keep an eye on this section for the status of your documents.
I'm not interested in a $20 Amazon gift card.
*First payment due date subject to change depending on date of Note Security Agreement
*First payment due date subject to change depending on date of Note Security Agreement
I agree to the following:
Please carefully read the following and click on the Confirm button to indicate that you have accepted the terms below.
You authorize Westlake Financial Services ("we/us") to initiate automatic regular and recurring withdrawals or electronic transfers of the specified payment amount from this bank account. To ensure proper withdrawal of your payment, please confirm you have provided the proper routing and bank account number from the bottom of your check. This authorized deduction will cover monthly payments and any other outstanding amounts you owe (late charges, monthly payments, etc.) as described in your contract.
You confirm that you are authorized to initiate transfers from the designated account and that you are authorizing withdrawals or electronic transfers from the designated account each month on the day selected, unless that day falls on a weekend or other Bank Holiday. In the event that the selected day falls on a non-banking day, the automatic electronic withdrawal will be processed on the next available business day. Please allow 10 business days from the date we receive this request for processing. We are not responsible for bank account charges, NSF or other bank fees, or overdrafts caused by automatic transactions. We will assess an NSF Fee on all transactions returned for non-sufficient funds.
You have the right to rescind this authorization at any time as specified here, and you have the right to choose another payment method in the future by providing new payment method information. This authorization will remain in effect until you elect to stop recurring payments on your MyAccount settings, or we receive written notification from you (or either of us) of its termination. You may cancel this authorization by faxing a written notice to us at (877) 821-4730. We may cancel recurring payments at any time upon notice to you.
In order to stop the next payment withdrawal, we must receive your request to cancel at least 3 business days before your next due date. If we receive your cancellation request less than 3 business days before the next due date, the automatic payment will be processed as normal and the cancellation will be effective for the following payment. If you have any questions regarding recurring payments, please call our Customer Service Department at (877) 821-4730.
By clicking this box, I hereby confirm that I am authorized to use this bank account and to initiate transfers from the designated account. I agree that this bank account may be used for a one-time or recurring withdrawals or electronic transfers of the payments as may be specified by me.
If your refinance application is approved, your next payment date will be in 45 days!
If your refinance application is approved, your next payment date will be in 45 days!
Our agents are working hard to fully process your contract. We will notify you when the process is complete.
All of my information, whether I've entered it or selected it, is true and correct and will used to determine for what refinance offers I may be eligible. If any information that I have provided cannot be verified later in the approval process, I may not receive any offers for refinance or my offers or eligibility may change.
If I have existing GAP (Guaranteed Auto Protection) or other ancillary products, such as, extended warranties and protections, I understand that these products may be terminated as a result of this new refinance loan.
I also agree that my vehicle is not and will not be used for commercial purposes (including ride sharing services), is not leased, and has a standard auto loan with only one lienholder (no title loans).
All of my information, whether I've entered it or selected it, is true and correct and will used to determine for what refinance offers I may be eligible. If any information that I have provided cannot be verified later in the approval process, I may not receive any offers for refinance or my offers or eligibility may change.
If I have existing GAP (Guaranteed Auto Protection) or other ancillary products, such as, extended warranties and protections, I understand that these products may be terminated as a result of this new refinance loan.
I also agree that my vehicle is not and will not be used for commercial purposes (including ride sharing services), is not leased, and has a standard auto loan with only one lienholder (no title loans).
Soft Credit Inquiry
By checking, "I agree and consent to the following" above, I am agreeing to those terms and am providing written instructions to Westlake Direct, LLC, dba LoanCenter under the Fair Credit Reporting Act, authorizing Westlake Direct, LLC, dba LoanCenter to obtain information from my personal credit profile from credit reporting agencies.
Soft Credit Inquiry
By checking, "I agree and consent to the following" above, I am agreeing to those terms and am providing written instructions to Westlake Direct, LLC, dba LoanCenter under the Fair Credit Reporting Act, authorizing Westlake Direct, LLC, dba LoanCenter to obtain information from my personal credit profile from credit reporting agencies.
Hard Credit Inquiry
By checking, “I agree and consent to the following” above, I am providing written instructions to Westlake Direct, LLC, dba LoanCenter under the Fair Credit Reporting Act, authorizing Westlake Direct, LLC, dba LoanCenter to obtain information from my personal credit profile from credit reporting agencies. I acknowledge that this may affect my credit score.
Hard Credit Inquiry
By checking, “I agree and consent to the following” above, I am providing written instructions to Westlake Direct, LLC, dba LoanCenter under the Fair Credit Reporting Act, authorizing Westlake Direct, LLC, dba LoanCenter to obtain information from my personal credit profile from credit reporting agencies. I acknowledge that this may affect my credit score.
I agree to the following:
Please carefully read the following and click on the Confirm button to indicate that you have accepted the terms below.
You authorize Westlake Financial Services ("we/us") to initiate automatic regular and recurring withdrawals or electronic transfers of the specified payment amount from this bank account. To ensure proper withdrawal of your payment, please confirm you have provided the proper routing and bank account number from the bottom of your check. This authorized deduction will cover monthly payments and any other outstanding amounts you owe (late charges, monthly payments, etc.) as described in your contract.
You confirm that you are authorized to initiate transfers from the designated account and that you are authorizing withdrawals or electronic transfers from the designated account each month on the day selected, unless that day falls on a weekend or other Bank Holiday. In the event that the selected day falls on a non-banking day, the automatic electronic withdrawal will be processed on the next available business day. Please allow 10 business days from the date we receive this request for processing. We are not responsible for bank account charges, NSF or other bank fees, or overdrafts caused by automatic transactions. We will assess an NSF Fee on all transactions returned for non-sufficient funds.
You have the right to rescind this authorization at any time as specified here, and you have the right to choose another payment method in the future by providing new payment method information. This authorization will remain in effect until you elect to stop recurring payments on your MyAccount settings, or we receive written notification from you (or either of us) of its termination. You may cancel this authorization by faxing a written notice to us at (877) 821-4730. We may cancel recurring payments at any time upon notice to you.
In order to stop the next payment withdrawal, we must receive your request to cancel at least 3 business days before your next due date. If we receive your cancellation request less than 3 business days before the next due date, the automatic payment will be processed as normal and the cancellation will be effective for the following payment. If you have any questions regarding recurring payments, please call our Customer Service Department at (877) 821-4730.
By clicking this box, I hereby confirm that I am authorized to use this bank account and to initiate transfers from the designated account. I agree that this bank account may be used for a one-time or recurring withdrawals or electronic transfers of the payments as may be specified by me.
Receive a $20 Amazon gift card when you sign up for ACH*.However, this section is optional and not a condition of the loan.
Receive a $20 Amazon gift card when you sign up for ACH*.However, this section is optional and not a condition of the loan.
You can receive a $20 Amazon gift card when you sign up for ACH.However, this section is optional and not a condition of the loan. *E-Gift card will be emailed to you 30 days after your first ACH payment is successfully processed.
You can receive a $20 Amazon gift card when you sign up for ACH.However, this section is optional and not a condition of the loan. *E-Gift card will be emailed to you 30 days after your first ACH payment is successfully processed.
*In some cases, the account number and the check number are reversed.
*In some cases, the account number and the check number are reversed.
If approved, your next payment date will be in 45 days!
If approved, your next payment date will be in 45 days!
You can protect your vehicle ownership with these optional products. Check out ways that you may save money during your vehicle ownership.
GAP or Guaranteed Asset Protection can protect you financially in the event of a total loss. GAP pays the difference between what your vehicle is worth and what you owe. Select a payment option below:
In a perfect world, everything would be, well, perfect. But let’s face it…things happen. Cars don’t start, timing chains break, and water pumps stop working. Secure One® can help give you peace of mind.
Select below to add to your refinance option:
Please select the auto loan you wish to refinance:
Congratulations, your new auto loan has been funded!
You can now use MyAccount online or on the mobile app to manage your account and, if you have not signed up for ACH, make your payments. Click below to create your account.
