Get Cash When You Need It Most
Getting a loan when you need it most can be a challenging process. Here at LoanCenter, we understand that no one plans on having an emergency, but unfortunately they can happen. If you find yourself in this predicament, a motorcycle title loan from LoanCenter is a quick option to get fast cash. A motorcycle title loan is a secured loan where you can get money using your motorcycle as collateral. Let us help you find a motorcycle title loan that is right for you.
How Do Title Loans Work?
With a motorcycle title loan, you can borrow up to $4,000 in cash quickly. Our goal is to get you the cash you need as soon as possible. The terms of the motorcycle title loan are flexible and based on what suits your lifestyle. Thankfully, we make the process for your motorcycle title loan fast and easy! Let us find out how much money you can get today!
We use your motorcycle value to determine how much money you can borrow
We use your vehicle as a form of collateral to secure the loan
You get to keep using your motorcycle
Benefits of a Motorcycle Title Loan
LoanCenter looks out for you, and we want to make sure that you are taken care of. With our motorcycle title loans, there are no pre-payment penalties if you pay your loan off early. Additionally, if you make all your payments on time, you might be able to improve your credit score.
- Borrow up to $4,000
- Keep riding your bike while you pay off your loan
- Use the extra money you receive on anything1
- No pre-payment penalties for paying your loan off early
When life has got you down or even if you just need some extra money to spend, Loan Center is your trusted source and here to help!
Our Motorcycle Loan Process
Just a few simple steps to the cash you need!
Fill out the form or call us at (866) 553-3840
See Your Offers
Let one of our LoanCenter Loan Officers show you how much you qualify for
Submit all your documents and finalize your loan paperwork
Get Your Cash!
Get the cash you need in your hands quickly!
Call us today and find out how we can help. We strive to beat our competitor’s rates and get you the money you need fast.
Find an authorized partner near you
What to know more?
Here are some of the articles we’ve written to make things a little easier to understand.
Is there a penalty to pay my loan early?
No. There is no penalty to pay your loan early. In fact, paying your loan in full early will reduce the interest charged on your loan.
Can you help if I already have a title loan with another company?
Yes. We offer some of the most competitive rates and flexible payment terms in the industry. We may be able to pay off your existing car title loan to lower your monthly payment and save you money.
Do I need to be currently employed?
No, but we do need to know that you have the ability to make payments. This means you need some sort of income that you can prove. We do allow co-signers on the loan if necessary.
How much can I borrow?
The amount you can borrow will depend on several factors. Most important for secured installment loans is the value of your vehicle and your ability to repay. Amounts and availability vary by state. In general, loan amounts range from $2,000 to $3,500 for unsecured installment loans and from $2,000 to $30,000 for secured installment loans.
Can I make extra payments?
Yes, extra payments will help reduce the amount of interest you pay. The faster you pay, the lower your interest charges.
What can I do with the money I borrow?
You must use the money for legal purposes only. We always suggest that you use the money you borrow responsibly because you are obligated to pay it back.
How do I get my title back after I have paid off the loan?
We will release our lien on the vehicle after you have paid off your loan. The title will be returned to you in accordance with the requirements of your state’s Department of Motor Vehicles (or similar agency).
I’m not comfortable providing my social security number online. What should I do?
Since our application is secure (www.thawte.com), you should not be concerned about any information you enter on your application. However, we understand that some people may be uncomfortable providing sensitive information on the web. If you do not wish to provide this information online, simply call us at (800) 227-8485 to apply over the phone.
What is a car title loan?
A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.
What do I need in order to get approved for a car title loan?
The amount you are approved for will depend on several factors, including:
- Your Car’s Value
- State Laws
- Your Income
- Type of Vehicle
How much does my car have to be worth?
In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.
Can I get a car title loan if someone else’s name is on the title with mine?
Yes. We can offer a loan if more than one name is on the vehicle’s title.
Can I get a car title loan if I cannot find the title to my car?
Yes. We may offer a loan if you have lost or misplaced the vehicle’s title.
Do I get to drive my car while the loan is outstanding?
Absolutely! One of the benefits of a car title loan is that you can keep driving your car while the loan is outstanding.
What is the cost of my credit going to be?
Our interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. Our annual interest rates vary between 35.50% and 199.99%. For a typical loan of $4,000 with an 80% APR and a 24-month term, the payment is $338.61 and the total scheduled interest is $4,126.87. The interest on the loan may vary depending upon the timing of the payments made.
For Utah residents only please click here to see our Utah Fee Schedule.
For Missouri residents only please click here to see our Missouri Fee Schedule .
Is it possible to have a co-signer on my car title loan?
Yes. You can have a co-signer on your car title loan. The co-signer will need to sign a credit application and provide identification, proof of residence, and proof of income. We keep all non-public personal data private and will not let the borrower see the co-signer’s data and vice versa.
For more questions and answers, head to our Frequently Asked Questions page.
1Funds received must be used for legal purposes only.
2We report to the major credit reporting agencies. A good payment history with us may help raise your credit score and make it easier for you to borrow money in the future.
3Loan approval is subject to meeting the lender’s credit criteria, which include demonstration of ability to repay the loan. Not all applications will be approved.
4Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 3PM PST on a business day.