title loan background Vehicle Title Loans in Kokomo, Indiana

Car Title Loans in Kokomo, Indiana


How much is my car worth?

If you live in the Kokomo, Indiana area and are in need of some immediate funds, you’re in luck! Kokomo residents can get an auto title loan from LoanCenter, who will work with you to ensure you get the cash you require as quickly as possible.

In case you’re not familiar with vehicle title loans, these are loans that rely on your vehicle’s title as collateral. And, because there is collateral as protection, you don’t need perfect credit or even any credit in order to qualify.

So, no matter what your credit score looks like, a Kokomo title loan can be an ideal choice for you to get cash right away!

Easy Qualification Process

Most varieties of loans have very stringent requirements that borrowers must meet in order to qualify. Often, this includes excellent credit.

Car title loans, conversely, are not nearly as strict. So, even if you have been rejected for other types of loans, there’s an excellent chance you can still receive a title loan. However, you do need a car with a free and clear title. If there have been any liens on the vehicle at any time, that doesn’t immediately disqualify you, but you may need to prove that those liens have been removed before you can qualify.

Aside from the vehicle title, you’ll need proof of identification, as well as proof of verifiable income. This is to demonstrate that you’ll be able to satisfy the loan. In terms of your credit, you can qualify even with imperfect credit or no credit, though having good or decent credit can enable you to qualify for a better interest rate. However, even when borrowers have bad credit, we still supply some of the most fair interest rates possible.

As you can now realize, the qualifications for title loans are not harsh. Almost anyone can get one. And, the more your automobile is worth, the more money you can enjoy. So, if you have a recent car or a car that’s otherwise very valuable, getting the money you want shouldn’t be difficult. You can usually borrow any amount that doesn’t exceed the car’s full value.

However, drivers with less desirable cars can still borrow. And, sometimes, borrowing smaller amounts with an older vehicle or just not taking the total amount you’re eligible for can be wise. It can make the loan more reasonable and easy to pay back. Ultimately, we’ll inform you of what you can borrow, and then you can make your own choices from there.

Lenders Who Care

The upside of working through us is that we can help people from all walks of life. In fact, we frequently approve people who have bad credit or lower than average incomes. And, once we decide to work with you, we’ll keep working with you. 

We offer flexible repayment terms, and we’re easy to deal with if you need to make any changes to your payment agreement. Just let us know! Also, unlike many other lenders, we do not charge a fee or punish you in any way for paying your loan off early. In fact, we think it’s a good way for you to save money, and we even encourage it because we truly are on your side!

No Credit Concerns

Here at LoanCenter, we do take a look at your current credit score and overall credit history. However, if these things are less than perfect, don’t assume that you cannot borrow from us. We pride ourselves on always looking at the “big picture” of a borrower and offering loans to people with both great credit and poor credit or even no credit at all.

What’s even better is that many of the borrowers who enter into a loan agreement with poor credit or no credit leave it with a much improved credit score. That’s because, as you make your loan payments on time, this information may be reported to the credit bureaus, thereby improving your score. And, when you pay the loan off, that can serve as a major boost to your credit score.

In these ways, a title loan could potentially help you both in the short-term and the long-term. Many of our borrowers, after successfully completing their title loan agreements, are able to qualify for more and more diverse lines and types of credit in the future.

What kind of funds can I expect with a vehicle loan?

The prime factor in how much you can borrow is the value of your automobile.

How many days does it take to obtain the loan money?

Often, you can have your loan funds within an hour of filling out an application.

How do I learn more?

Apply for a loan with LoanCenter today! The faster you do, the more quickly you could have money in your wallet.

Get in Touch with Us Today!

Store Locator > Indiana > Kokomo

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.

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