title loan background Auto Title Loans in Carmel, Indiana

Car Title Loans in Carmel, Indiana


How much is my car worth?

Most people have found themselves in a situation in which they desperately needed cash, but were unsure as to how to get it. If you’re currently in that place, know that you’re not alone, and that you likely have more options than you think. 

One of the best of those options is taking out a car title loan. If you own a car, then there’s a very good chance that you can get one of these loans through the professionals here at LoanCenter. We take pride in lending to all kinds of people in all kinds of situations. As long as you’re willing to use your vehicle title as loan security, then we’ll do everything we are able to assist you and to ensure you get to enjoy the many advantages of title loans.

Qualifying is Easier than You Think

So, you think you need a title loan? If so, don’t panic over your credit score or how much money you bring in. Unlike many other types of lenders, we’re willing to work with a wide range of people from all different walks of life. As long as you have a vehicle that you own in full, a regular source of income, and will use your title as collateral, you can typically get one of our loans! 

And, how you use the money is up to you. People often use funds from us to pay past due bills, to make it through a challenging period when their pay was less than expected, or to allow for a major purchase. We never pry into how you use the money or why you need it in the first place. Our priority is only to get as many people approved as we possibly can so that they can purchase the things they want and need in their lives. 

As you can tell, the qualifications for title loans are not difficult. Almost anyone can get one. And, the more your automobile is worth, the more money you can get. So, if you have a recent car or a car that’s otherwise very valuable, getting the money you require shouldn’t be an issue. You can typically borrow any amount that doesn’t exceed the car’s total value.

However, drivers with older cars can still borrow. And, sometimes, borrowing lesser amounts with an older vehicle or just not taking the full amount you’re eligible for can be smart. It can make the loan more manageable and easy to pay back. Ultimately, we’ll tell you what you can borrow, and then you can make your own choices from there.

Lenders Who Work with You

Here at LoanCenter, we frequently approve people who have poor credit or lower than average incomes. And, once we choose to go out on a limb for someone, we’ll keep working with them. We offer flexible repayment options, and we’re easy to deal with if you need to make any changes to your payment terms. Just let us know! Also, unlike many other lenders, we do not charge a fee or punish you in any way for paying your loan off early. Actually, we think it’s a wonderful way for you to save money, and we even encourage it because we truly are on your team!

How We Use Your Credit

Since you’ll be using your vehicle title as security, lending is less risky for us, which means we don’t have to put quite as much stock in your credit. Instead, we base our decision about whether you can borrow and, if so, how much on the equity of your vehicle. 

We do check out your credit in most cases, but that’s mainly so that we can offer you the most reasonable interest rate and general loan terms possible. We use your credit, no matter what it looks like, to try and help you, not as a mark against you the way some types of lenders do.

What are the borrowing amounts for a vehicle loan?

Your regular pay, general credit score, and vehicle equity are all considered in determining how much you can borrow.

What do you have to have to qualify for a car title loan?

If you have employment or another source of income and own a vehicle, you can qualify for an auto loan, even with poor credit.

How do I start?

You can fill out your application fully online, or you’re welcome to do it in person or via the phone.

Contact Loan Center Today

Store Locator > Indiana > Carmel

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.

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