title loan background Auto Title Loans in Kettering, Ohio

Car Title Loans in Kettering, Ohio


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Car Title Loans in Kettering, Ohio

If you live in the Kettering area and are in need of funds, consider title loans, which are accessible through LoanCenter.

In case you’re not familiar with this type of financing, a title loan is a kind of personal loan. However, unlike other personal loans, these loans are backed by a very specific sort of collateral: your automobile title. As such, you will need an automobile title in your name in order to qualify.

If you can meet these simple criteria, then you may be a possible candidate for a title loan.

What Do You Need to Qualify?

When individuals need credit, they often worry about what their credit history looks like. They’ll start checking their credit incessantly, which may do more harm than good. They may even make desperate tries to improve their credit, not realizing that can only be done with time. If you’ve thought of resorting to any of these measures, you may need to stop. Instead, think about applying for a title loan with LoanCenter. While we do consider your credit, it’s not the only factor in determining whether or not you can receive a title loan. Instead, we use your car title as collateral so your credit score becomes a lesser factor. If you own a vehicle, have a reliable source of income, and can use the title as collateral, we may be able to lend to you.

How Do Vehicle Title Loans Work?

Let’s say that you might not be eligible for credit cards, or maybe you’ve already exhausted the ones that you have. Bank loans and other more common types of borrowing often have extremely stringent credit qualifiers, leaving you feeling like you have nowhere to turn.

Before you give up, however, understand that you do have an alternate option. You can decide to apply for a title loan with LoanCenter. In case you’re not familiar with the option, title loans are loans that are given to borrowers who possess cars and who are in agreement to utilize their vehicle title as collateral on the loan. Since there is collateral at play, credit becomes a lesser factor. As long as there’s value in your automobile and you don’t have any liens against it, you may be able to qualify for a title loan.

Quick and Easy Financing

Many people who opt for title loans are in need of money fast. They might need this money to pay a late bill or just to make ends meet until their next payday. Whatever your reasons, if you need your money fast, a title loan could be the best option.

We try to make our application process as easy and straightforward as possible so that it doesn’t take hours or days for you to complete it. In fact, you can actually begin the application online. In just a few minutes, you’ll know whether you are pre-qualified. When compared to the complicated application process required by other banks, credit bureaus, and other lenders, our process can be much easier and less stressful.

What’s more is that once you have accepted your loan offer and are approved for a title loan, we do our best to get you your cash fast, especially when compared to the days or even weeks it can take you to get money from another bank or other lender.

Final Considerations

Commonly, individuals who get into a financial rough spot will consider selling their cars as a way to make some money. But, is that honestly the route you want to go down? You could be left without a vehicle or with only one family vehicle that everyone is forced to share. Either situation could prove quite difficult depending on your circumstances. Plus, when you’re acting from a place of severe need, you’re likely to sell your precious car for less than it’s actually worth. Don’t fall into this trap. Instead, apply for a title loan, which allows you to keep your car and still get the funds you need.

Where do I begin?

You can start by filling out our handy online form or giving us a call. To try it out for yourself, contact LoanCenter and begin the application process. 

Contact Us Today

Store Locator > Ohio > Kettering

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.

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