title loan background Vehicle Title Loans in Georgetown, Kentucky

Auto Title Loans in Georgetown, Kentucky


How much is my car worth?

Car Title Loans in Georgetown, KY

If you live in the Georgetown, Kentucky area and are in need of some immediate funds, you’re in luck! Georgetown residents can get a vehicle loan from Loan Center, who will work with you to ensure you obtain the cash you want as soon as possible.

In case you’re not familiar with vehicle loans, these are loans that use your vehicle’s title as security. And, because there is collateral as protection, you don’t require good credit or even any credit in order to qualify.

So, no matter what your credit history is like, a Georgetown title loan can be an excellent option for you to get funds quickly!

The Real Truth About Title Loans

There are many myths about these types of loans. One of the most common is that title loans require borrowers to give their cars over to the lender. However, this is not true! The reality is that you use your title as collateral, but you still get to continue using your car as you pay the loan. 

Your car never has to leave your sight at any time, which should help you to feel more secure! If worrying about what you would do without a vehicle has kept you away from applying for a title loan, now you know that this is not a real worry. In fact, there are many lies floating around about title loans! So, before you believe something that gives you pause or makes you shy away from title loans, ask us or research them yourself. You’ll find that these loans are a lot easier to manage and more straightforward than most people give them credit for.

Qualifying for a Title Loan

So, how do you get a car loan? All title loan clients simply have to be willing to use their automobile title as collateral for the loan. Generally, they also need to have a source of valid regular income and be at least 18 years in age.

If you can meet these very simple requirements, then there’s a great chance that you can qualify for one of our title loans and for all of the benefits that go along with it.

A Fast Way to Get Funds

Having all your paperwork together will make the application process much more efficient, which means you’ll also get your funds hastily.

Just how fast? Well, LoanCenter can often get your application processed and approved in as little as half an hour. Actually, many people apply for a title loan and then get their funds on the very same day.

Unlike with other loans, where approval can take weeks and then getting your money takes even more time, title loans are usually immediately approved, and the funds are rapidly delivered to you!

Bad Credit is No Problem

While bank loans and other more traditional forms of lending require you to have a high credit score, that’s not the case with title loans. We do ask to see your credit, but it’s not the main determining factor in whether or not you get a loan. In fact, the main reason we look at your credit is to try and work out the best interest rate and loan terms to meet your specific needs and situation.

Since our loans are based on collateral, we don’t require you to have amazing credit the way that other lenders do. On the other hand, we just look mainly at the value within your car. So, the more your car is worth, the more funds you can typically borrow. This fact empowers you to have a great amount of control over the loan process.

If you have a few vehicles, for example, and you know you want to borrow a larger amount, you could use the newest or most expensive vehicle title as collateral. On the other hand, if you just need to borrow a little, an older vehicle will do the trick also.

Of course, with that said, you are never required to borrow the full amount for which you are eligible. You can borrow less than you are offered in most cases, which gives you the ability to better control your loan and to make informed decisions from a financial standpoint.

What kind of funds can I expect with a vehicle title loan?

It is based on how much your car is worth.

What can the loan funds be used for?

You do not have to provide us with a reason why you need the loan or tell us what you will do with it

Where do I start?

You can fill out your application fully online, or you’re welcome to do it in person or via the phone.

Contact Loan Center Today

Store Locator > Kentucky > Georgetown

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.

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