title loan background Auto Title Loans in Plano, Texas

Car Title Loans in Plano, Texas


How much is my car worth?

Auto Title Loans in Plano, Texas

If you reside in the Plano, Texas area and are in need of some fast cash, you’re in luck! Plano residents can get a vehicle title loan from LoanCenter, who will work with you to ensure you get the funds you require as soon as possible.

In case you’re not educated on vehicle title loans, these are loans that use your vehicle’s title as collateral. And, because there is collateral as protection, you don’t require excellent credit or even any credit in order to qualify.

So, no matter what your credit is like, a Plano title loan can be an excellent choice for you to get funds quickly!

Don’t Sell Anything!

All too regularly, we hear about people selling items they possess when they get into a jam. They might sacrifice jewelry, heirlooms, or other things meaningful to them just to try and get some income when they’re in major need. 

This is especially sad since these individuals have such an easy and more profitable option available to them: getting a title loan. If you have an automobile, there’s no need to sell or pawn something you care about. 

Just use your car title as security, keep using your vehicle, and get the money you require, and then pay it back over time. What could be easier?

Keep Your Car

Sadly, a lot of people are truly misled about title loans. One of the most common misunderstandings floating around, for example, is that getting a title loan means signing ownership of your vehicle over to the title loan lender. 

Fortunately for you and for borrowers everywhere, that’s not how they work! Instead of signing over your actual vehicle, you merely use the vehicle title as collateral. Once the loan has been paid off, the car title reverts back to you. Even better yet, you get to keep and continue to drive your vehicle throughout the course of the loan. In fact, it never has to leave your stewardship. 

When you hear rumors like these about title loans, don’t believe the hype. Trust us and the agreement you sign to tell you the real truth about title loans.

A Fast Way to Get Funds

Many people who apply for title loans are in need of money as soon as possible. They might need this money to pay an overdue bill or just to make it until their next paycheck. Whatever your reasons, if you need your money fast, a title loan is definitely the right choice.

We make our application process as easy and straightforward as possible so that it doesn’t take you a ton of time. In fact, you can actually apply online in just a few minutes and get instant pre-approval. When compared to the complex application process required by banks and most other lenders, ours is a whole lot, faster, easier, and more convenient.

What’s more is that, once you are approved for a loan, we do our best to get you your cash right away. In fact, many of our borrowers get their money on the very same day that they take out the loan! When compared to the days or even weeks it can take you to get money from a bank or other lender—and that’s if you even get approval—a title loan is easily the quickest option around.

Does Your Credit Affect Your Loan Eligibility?

While bank loans and other more traditional forms of lending require you to have a high credit score, that’s not the case with title loans. We do ask to see your credit, but it’s not the main determining factor in whether or not you get a loan. Actually, the main reason we look at your credit is to try and work out the best interest rate and loan terms to meet your individual needs and situation.

Since our loans are based on collateral, we don’t force you to have amazing credit the way that other lenders do. Conversely, we just look mainly at the value within your vehicle. So, the more your car is worth, the more funds you can typically borrow. This fact enables you to have a great amount of control over the loan process.

If you have multiple vehicles, for example, and you know you want to borrow a larger amount, you could offer up the newest or most expensive vehicle title as collateral. On the other hand, if you just need to borrow a little, an older vehicle will work also.

Of course, with that said, you are never required to borrow the full amount for which you are eligible. You can borrow less than you are offered in most cases, which gives you the ability to better control your loan and to make informed decisions from a financial standpoint.

What kind of money can I get with a vehicle loan?

Typically, you can borrow up to the whole amount of your vehicle’s equity.

What can the loan amount be used for?

We never demand information about what you plan to do with the loan amount.

Who is eligible for a vehicle title loan?

You can easily get an auto loan if you simply have an automobile in your name that you own in full and proof of regular income that shows you can pay back the vehicle loan.

Get in Touch with Us Today!

 As you can see, a title loan is an excellent option. To try it out for yourself, contact LoanCenter and start the application process. It might just be one of the best and most helpful things you’ve ever done for yourself!

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