Car Title Loans in Farmington, New Mexico
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Many people in the Farmington vicinity find themselves in fast need of money with no reliable way to get it. Whether you have a big bill due or you’d like to make a purchase you can’t afford, a title loan from us could be the solution that you’ve been searching for.
In case you’re not familiar with them, title loans are loans that are given to borrowers who have vehicle titles in their names. They must be willing to provide the vehicle title as security for the loan. Usually, they also must possess a means of provable regular income and be at least 18 years old.
If you can meet these very simple requirements, then there’s a great chance that you can obtain one of our title loans and all of the benefits that go along with it.
Easy Qualification Process
So, you think you would like a title loan? If so, don’t fret over your credit standing or how much money you earn. Unlike many other types of lenders, we’re willing to assist a wide variety of borrowers from all different walks of life. As long as you have a car that you own in full, a regular source of income, and will use your title as collateral, you can almost always qualify for one of our loans!
And, how you spend the money is up to you. People regularly use loans from us to pay past due bills, to make it through a tough time when their pay was less than expected, or to allow for a major purchase. We never pry into how you use the loan or why you want it in the first place. Our goal is only to get as many people approved as we possibly can so that they can fund the things they want and need in their lives.
If a title loan appears like it could be a great choice for you, then we encourage you to fill out our effortless pre-qualification form online. This simple form will just ask for some very basic information from you about you and your automobile. After you submit the form, you’ll know instantly whether you pre-qualify for a loan.
Our easy online application is an excellent way to avoid wasting your time and to get an idea of about how much you could receive through one of our title loans. Of course, if you have questions or concerns after submitting the form, our loan experts are always available to help you. Plus, if you do decide to move forward with a title loan (and you definitely should!), one of our experienced loan professionals will walk you through the whole process from beginning to finish.
If you’re like other title loan borrowers, then you need to have your money as soon as possible. Don’t worry. We definitely understand that, which is why we process loan applications very quickly. You can get approval from us in just a few minutes of your time. And, even better yet, we’ll get you your money quickly too. Many borrowers are even able to get their money on the very same day they get approved for them.
This is definitely not the case with more traditional lending options. With those options, the application process is very long and in-depth. It can take you awhile just to gather all the mandatory documentation and fill out the application. Then, you can expect to wait several days or even weeks, especially during peak times, for your loan application to be looked at. Since approval rates are low, you could wait all that time just to find out you’re not getting approved. And, even if you do get approved, you can expect to wait longer for your money to come through and then even more time for it to clear and be available for use.
Obviously, other types of loans really aren’t a good option for the borrower in a hurry. So, even if you can qualify for other borrowing options, title loans are the best choice if you need to get your money as soon as possible.
Bad Credit is No Problem
You may be upset about your credit score, especially if it has caused you to be rejected for other types of borrowing in the past. Take comfort in the fact that title loans are not like other types of loans.
While other loan options may require near perfect credit for you to even be considered for approval, we are qualified to work with borrowers with all types of situations and with all types of credit scores. And, while decent credit can certainly help you to get the best possible terms for your loan, it’s not a requirement. Plus, our rates are so fair and reasonable that, even with imperfect credit, we can still assist you.
Don’t be nervous to apply with us, no matter what your credit score is. In fact, borrowing with us could even potentially boost your credit since making your payments might cause your credit score to increase, thus making you eligible for more and more varied lines and types of credit in the future.
How quickly can the loan be completed?
Typically, you can have your loan funds within an hour of filling out an application.
Is it difficult to qualify for an auto loan?
If you have a profession or other source of income and own a vehicle, you can get a title loan, even with poor credit.
How do I start?
You can begin by filling out our handy online form, giving us a call, or coming in to your closest branch.