title loan background Auto Title Loans in Cleveland, Tennessee

Car Title Loans in Cleveland, Tennessee


How much is my car worth?

When you need money urgently in the Cleveland area, it’s easy to feel as if you have no choices and nowhere to go. Thankfully, though, you do have options if you possess a car.

When you have an automobile with a title in your name, you always have a reliable source of funding to look to. All you need to do is secure a title loan. Title loans, in case you’re not familiar with them, are loans offered through LoanCenter that are becoming more and more common among Cleveland area borrowers and for good reason.

These loans are provided to borrowers who are willing and able to offer their vehicle titles as loan security, which makes these loans very easy to come by. Furthermore, in addition to being a simple choice, these loans also happen to offer several excellent benefits.

Know the Truth

There are many lies about auto loans. One of the most common is that title loans force you to give your auto over to the lender. However, this is not accurate! 

The reality is that you use your title as collateral, but you still get to continue using your vehicle as you pay the loan. Your car never has to leave your possession at any time, which should help you to breathe a big sigh of relief! If worrying about what you would do without a car kept you away from applying for a title loan, now you know that this is not a valid concern. 

You might also have heard that title loans have incredibly high interest rates. However, this is not the case with us. We always try to offer the most reasonable rates to each borrower based on their unique situation. And, if you do your research, you’ll find that our interest rates are a lot lower than the rates you’ll find with other types of borrowing available to high-risk clients.

In fact, there are many pieces of inaccurate information floating around about title loans! So, before you believe something that gives you pause or makes you worry, ask LoanCenter or research them yourself. You’ll find that these loans are a lot simpler and more straightforward than most people give them credit for. 

Quick and Easy Financing

Having all your documentation together will make the application process much quicker, which means you’ll also get your funds hastily.

Just how quickly? Well, LoanCenter can often get your application processed and approved in as little as thirty minutes. Actually, many people apply for a title loan and then get their money on the very same day. That’s because our loan application is simple and easy to fill out. It doesn’t require you to go digging up complex, hard-to-find information. You just fill it out in a few minutes of your time, and everything starts rolling along from there. 

Unlike with traditional loans, where approval can take days and then getting your funds takes even more time, title loans are usually immediately approved, and the funds are quickly provided to you!

No Credit Concerns

The good news is that you actually can get a title loan through us, even with bad credit. Since you’ll be offering your vehicle title as collateral, the loan is less risky for us, which means we don’t have to put quite as much stock in your credit. This reduced risk also enables us to offer lower interest rates than many other types of lenders.

Remember, we base our decision about whether you can borrow and, if so, how much on the equity of your vehicle. Thus, the more your vehicle is worth, the more you can usually borrow.

We do examine your credit in most cases, but that’s mainly so that we can offer you the most reasonable interest rate and general loan terms possible. We use your credit, no matter what it looks like, to try and assist you, not as a mark against you the way some types of lenders do.

How fast can the loan be received?

Once the paperwork is completed and approved, you’ll get your money instantly

Is it hard to qualify for a vehicle loan?

Don’t worry! Perfect credit isn’t required to obtain a vehicle title loan, but you will need a vehicle title in your name and a regular source of income.

What’s the first step in obtaining a vehicle title loan?

You can start by submitting our convenient online form, giving us a call, or coming in to your local location.

Get in Touch with Us Today!

Store Locator > Tennessee > Cleveland

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.

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