title loan background Vehicle Title Loans in Bellingham, Washington

Car Title Loans in Bellingham, Washington


How much is my car worth?

Most residents have landed in a situation where they seriously needed money, but were unsure as to how to get it. If you’re currently in that place, know that you’re not alone, and that you likely have more options than you think. 

One of the best of those options, however, is taking out a LoanCenter title loan. If you own a car, then there’s a very good chance that you can obtain one of these loans through the professionals here at LoanCenter.

 We take joy in helping all kinds of people in all kinds of situations. As long as you’re willing to use your vehicle title as loan collateral, then we’ll do everything we are able to help you and to ensure you get to enjoy the many perks of title loans.

How to Qualify for a Auto Loan

You’ll be pleased to discover that qualifying for a title loan is actually not as difficult as you might believe! The eligibility requirements are actually pretty easy to meet.

We ask that you be an adult, which means at least 18 years of age. We also mandate that you own your vehicle fully and have no liens on the vehicle. If there have been liens in the past, we may require you to show verification that the liens have been cleared. You will also need a reliable source of income, such as a full-time or part-time job, so that you can pay back the loan.

Typically, if you can meet these qualifiers, you can get a title loan! As long as there is equity or worth left in your car—and there is in most vehicles—chances are that we can lend to you! 

Better than Borrowing from Others

If you’re in need of money—and chances are you are if you’re viewing this—you might be considering all kinds of possibilities. Sometimes, for example, people will contemplate borrowing from a friend or family member. And, while this might feel like the perfect answer to your money problems at first, really think about whether or not you really should do this. 

Borrowing can often be awkward, no matter how close you are to the person. Whether they say yes or no, it can cause strain on your relationship, especially if you do receive a loan and then have difficulty paying it back.

Ultimately, it’s probably in your best interest to avoid borrowing from someone you know and to, instead, borrow through a fair, reputable lender like the pros here at LoanCenter. There won’t be any awkward interactions, and you’ll have the pride of knowing you found a way to get the money you needed without putting a burden on others.

The Lenders Who Care

An advantage of financing with us is that we can help people from all walks of life. In fact, we often approve people who have poor credit or lower than average incomes. And, once we decide to work with you, we’ll keep working with you.

We offer flexible repayment options, and we’re easy to deal with if you need to make any changes to your payment agreement. Just keep us informed! Also, unlike many other lenders, we do not charge a fee or punish you in any way for paying your loan off early. In truth, we think it’s a great way for you to save money, and we even encourage it because we truly are on your side!

Does Your Credit Affect Your Loan Eligibility?

Your credit is not a very important factor in determining whether or not you can borrow with us. Instead, we focus mainly on the fact that you have a reliable, regular source of pay that will enable you to pay back the loan and on the equity in your vehicle. Generally, the more your car is worth, the more you can borrow.

If you possess a newer car, this works out well for you since you’ll be able to borrow a large amount in most cases. In fact, as long as what you’re borrowing is less than the value of the automobile, you should be fine.

Of course, it’s not just pristine cars that are eligible for a title loan. Even older vehicles still have equity in them, so you can still get a loan of some amount with an older car. Plus, it’s often smarter to borrow less to keep your interest affordable and to make your loan easier to pay off.

Remember also that, no matter how much loan money you are offered, you can control how much you borrow. You’re never coerced into taking the full loan amount offered to you, which makes it easier to do what you need but also to borrow responsibly.

How much cash does a vehicle loan provide?

Typically, you can borrow up to the total amount of your automobile’s value.

What do you require to qualify for a title loan?

To qualify, you’ll need a lien-free vehicle title in your name and a verifiable source of income.

What do I do now?

To find out more, you can reach out to LoanCenter or fill out our contact form to have a knowledgeable loan professional get in touch.

Contact Us Today

Store Locator > Washington > Bellingham

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.

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