title loan background Vehicle Title Loans in Meridian, Idaho

Car Title Loans in Meridian, Idaho


How much is my car worth?

If you reside in the Meridian, Idaho area and are in need of some fast cash, you’re in luck! Meridian residents can get a car title loan from LoanCenter!

In case you’re not informed about auto title loans, these are loans that rely on your vehicle’s title as security. And, because there is collateral at stake, even someone with challenging credit can be considered for an auto title loan.

So, no matter what your credit score is like, a LoanCenter title loan may be an ideal option for you to get funds quickly!

Common Misunderstandings About Title Loans

There are many misunderstandings about auto loans. One of the most common is that title loans force you to give your vehicle over to the lender. However, this is not how title loans work! The reality is that you use your title as collateral, but you still get to continue using your vehicle as you satisfy the loan. Your car never has to leave your sight at any time, which should help you to relax! 

If worrying about what you would do without a car has kept you away from getting a title loan, now you know that this is not a valid concern. In fact, there are many pieces of inaccurate information floating around about title loans! So, before you believe something that gives you pause or makes you shy away from title loans, ask LoanCenter or research them yourself. 

With a little self-education on your part, you’ll find that these loans are a lot more basic and more straightforward than most people give them credit for.

The Pre-Qualification Process

How do auto loans work? If a title loan sounds like it could be a good choice for you, then we implore you to fill out our easy pre-qualification form online. This simple form will only ask for some very basic information about you and your automobile. Once you submit the form, you’ll know right away whether you pre-qualify for a loan.

Our easy online paperwork is an excellent way to avoid wasting your time and to get an idea of approximately how much you could get via one of our title loans. Of course, if you have questions or concerns after filling out the form, our loan advisors are always available to help you. Also, if you do choose to go ahead with a title loan (and you definitely should!), one of our knowledgeable loan professionals will take you through the whole process from beginning to finish.

Superior Speed

If you’re like most title loan borrowers, then you need to have your money as quickly as possible. Don’t worry. We definitely understand that, which is why we process loan applications super quick. You can get approval from us in just a few minutes of your time. And, even better yet, we’ll get you your money quickly too. Many borrowers are even able to get their loan funds on the very same day they get approved for them.

This is definitely not the case with more traditional lending options. With those routes, the application process is very long and involved. It can take you awhile just to gather all the required documentation and fill out the application. Then, you can expect to wait several days or even longer, especially during peak times, for your loan application to be processed. Since approval rates are low, you could wait all that time just to find out you’re not getting approved. And, even if you do get approved, you can expect to wait longer for your money to come through and then even more time for the funds to clear and be available for use.

Other types of loans may not be a good option for the borrower in a hurry. So, even if you can qualify for other borrowing options, title loans are the way to go if you need to get your money as soon as possible.

No Credit Concerns

Your credit is not an important factor in deciding whether or not you can borrow with us. Instead, we focus mainly on the fact that you have a reliable, regular source of pay that will enable you to pay back the loan and on the value in your car. Usually, the more your car is worth, the more you can borrow.

If you happen to have a newer car, this works out perfectly for you since you’ll be able to borrow a large amount in most cases. In fact, as long as what you’re borrowing is less than the value of the vehicle, you should be fine.

Of course, it’s not just new cars that are eligible for a title loan. Even older vehicles still have worth in them, so you can still obtain a loan of some amount with an older automobile. Furthermore, it’s often smarter to borrow less to keep your interest affordable and to make your loan easier to pay off.

Remember also that, no matter how much loan money you are offered, you can control how much you borrow. You’re never coerced into taking the full loan amount offered to you, which makes it easier to get what you need but also to borrow responsibly.

What are the borrowing amounts for a car title loan?

The main factor is the value of your automobile. Thus, loan amounts will vary on a case by case basis.

Can you use the loan money on anything?

You may use your loan funds on anything you like, no questions asked.

Where do I begin?

You may complete your application fully online, or you’re welcome to do it in person or on the phone. 

As you can see, we can bring a lot of great benefits to today’s borrowers. To learn more about how we can assist you, fill out our simple online form or give us a call. In just a few minutes of your time, you could be well on your way to a much more advantageous financial situation.

Get in Touch with Us Today!

Store Locator > Idaho > Meridian

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.

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