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September 6th, 2022

How to Mend Credit Post-Bankruptcy

Deciding whether or not to file bankruptcy is a personal decision that shouldn’t be taken lightly. The types of bankruptcy are different, but it is intended to help individuals start anew. While bankruptcy can be a financial relief from bill collectors and past-due accounts, filing bankruptcy and having debts forgiven through the bankruptcy proceedings can

How to Mend Credit Post-Bankruptcy
Can I Get a Car Loan While On Unemployment?
September 6th, 2022

Can I Get a Car Loan While On Unemployment?

Written by:  Marcela De Vivo

No one ever plans on being unemployed, but getting laid off or terminated can happen when you least expect it. If you’re in this situation, you may need to rely on unemployment benefits to make ends meet while you look for a new job.  But finding a new job–especially when it comes to traveling to

What is the Longest Loan Term on a Used Car?
September 6th, 2022

What is the Longest Loan Term on a Used Car?

Written by:  Marcela De Vivo

If you’re planning on financing a used car, it’s important to take the time to find the right used car loan. In fact, experts recommend shopping around for the best deal on a car loan just like you shop around for the best deal on the car itself. You need to consider a number of

What Factors Affect the Average Car Loan Interest Rate?
June 27th, 2022

What Factors Affect the Average Car Loan Interest Rate?

Written by:  Marcela De Vivo

About 85% of new car purchases in the U.S. are financed, so if you’re thinking about taking out an auto loan, you’re not alone. Shopping for the right car loan is just as important as shopping for the right car. There are many factors you may want to consider when comparing different loans, including the

How Long Are Used Car Loans?
June 27th, 2022

How Long Are Used Car Loans?

Written by:  Marcela De Vivo

Buying a used car is an exciting experience. During the car buying process, you will need to make a number of important decisions. For instance, you will need to decide what type of vehicle you want, where to buy it from, how much you want to spend, and of course, how you will finance it. 

How to Get a Used Car Loan
June 20th, 2022

How to Get a Used Car Loan

Written by:  Marcela De Vivo

There are a number of benefits to buying a used car instead of a new one. For example, used cars are typically more affordable than used cars, so you may be able to save a significant amount of cash.  But even though a used car comes with a smaller price tag, you may still need

Benefits of Online Car Loans
May 31st, 2022

Benefits of Online Car Loans

Written by:  Marcela De Vivo

In the past, getting a car loan wasn’t easy. You used to have to schedule an in-person meeting with a lender to apply for a car loan. Then, you were required to fill out pages and pages of paperwork to submit an application. The entire process–from application to approval–often took weeks to complete. Fortunately, those

What Credit Bureau Do Car Loans Use?
May 27th, 2022

What Credit Bureau Do Car Loans Use?

Written by:  Marcela De Vivo

A credit bureau, also known as a credit reporting agency, is an organization that gathers consumers’ credit information and uses it to create credit reports. Lenders, employers, landlords, and other parties can pay credit bureaus to access this information, which they use to make important decisions.  For example, a lender may need to access an

Trading In A Car With A Loan: What You Should Know
May 25th, 2022

Trading In A Car With A Loan: What You Should Know

Written by:  Marcela De Vivo

If you’re ready to purchase a new car, one of the first things you need to figure out is what to do with your current vehicle. There are two main options. You can either sell it to a private party or trade it in at a dealership. There are pros and cons to both, but

What is the Best Bank For An Auto Loan?
March 25th, 2022

What is the Best Bank For An Auto Loan?

Written by:  Marcela De Vivo

Buying a new or used car is a major financial commitment, which is why most people spend days, weeks, or even months researching their options before making a purchase decision. However, many people fail to take the time to research their auto loan options before buying a vehicle. Don’t make this mistake. All auto loans–and

Common Misconceptions About Online Auto Loans
February 22nd, 2022

Common Misconceptions About Online Auto Loans

Written by:  Marcela De Vivo

If you are thinking about getting an auto loan, the first thing you will need to decide is where you want to apply. It’s important to explore all of your options, including online lenders. But unfortunately, there are a number of misconceptions out there about online auto loans. Before you choose a lender, make sure