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June 24th, 2022

Tech Trends in the Automotive Industry

The automotive industry is known for its willingness to implement the use of new technologies. Throughout its history, the industry has evolved as a result of new technological developments starting with the internal combustion engine and more recently, the electric vehicle. One technology that is becoming increasingly popular within the automotive industry today is virtual

Tech Trends in the Automotive Industry
Bad Credit Title Loans Options
June 24th, 2022

Bad Credit Title Loans Options

Written by:  Marcela De Vivo

The term “credit” refers to your ability to borrow money from banks, credit unions, and other lenders. Having good credit makes it easier for you to get approved for loans to buy a house, finance a car, or even pursue a college education.  You typically need to meet a minimum credit score requirement to qualify

Can I Refinance A Car Loan With Bad Credit?
May 31st, 2022

Can I Refinance A Car Loan With Bad Credit?

Written by:  Marcela De Vivo

Life happens. Unemployment, divorce, and unexpected expenses can throw a wrench in your financial plans. If you are no longer able to afford your auto loan payments, you may want to consider refinancing. Refinancing is the process of paying off your existing auto loan with a new auto loan offering better terms. In other words,

What Credit Bureau Do Car Loans Use?
May 27th, 2022

What Credit Bureau Do Car Loans Use?

Written by:  Marcela De Vivo

A credit bureau, also known as a credit reporting agency, is an organization that gathers consumers’ credit information and uses it to create credit reports. Lenders, employers, landlords, and other parties can pay credit bureaus to access this information, which they use to make important decisions.  For example, a lender may need to access an

How to Refinance An Auto Loan With Bad Credit
February 2nd, 2022

How to Refinance An Auto Loan With Bad Credit

Written by:  Marcela De Vivo

There are many factors that can lead to bad credit. Your credit may suffer after a major event in your life such as a divorce or the loss of a job. It could also suffer if you accidentally missed a few payments or fell behind on your bills. In other words, bad credit can happen

What Is an Auto Loan?
April 21st, 2021

What Is an Auto Loan?

Written by:  Erwin Alegro

When you are in the market to purchase a new car but don’t have the cash readily available to pay for the car, an auto loan can help you make that purchase. An auto loan can be issued from either direct lenders such as banks, credit unions, or other financial institutions like online lenders, or

April 6th, 2021

How to Build Business Credit

Written by:  Erwin Alegro

Starting a new business is exciting, but it’s also stressful. Some businesses can grow out of a hobby (reselling thrifted finds), and, if there is a desire for expansion, there may be a need for new business owners to learn how to build business credit. Both personal credit and business credit help establish creditworthiness and

December 6th, 2019

How to Boost Your Credit Score

Written by:  Erwin Alegro

If you are researching about how to boost your credit score, then you likely have had issues due to your credit rating, or are considering making an application to borrow a large amount of money. When your credit score is good, it is something you don’t often think about. A good credit score makes opening

Help, I Need Money Now! How To Get a Loan With Bad Credit
October 2nd, 2018

Help, I Need Money Now! How To Get a Loan With Bad Credit

Written by:  Erwin Alegro

For most families, each month is a paycheck-to-paycheck struggle. When an emergency hits, the financial burden can be crippling. Maybe the car died, and the repairs cost more than the vehicle is worth or a lost job leaves a gaping hole in the family’s cash flow. But even what we consider minor financial setbacks like

Find the Best Secured Personal Loans for Good and Bad Credit
October 3rd, 2017

Find the Best Secured Personal Loans for Good and Bad Credit

Written by:  Erwin Alegro

Sometimes it might feel like the world is working against you when you struggle with your credit rating. However, no matter if you have good or bad credit, it is possible to find a personal loan that will help you work past a sudden unexpected expenses. When sudden unexpected expenses arise it is possible to

What’s in a Credit Score?
April 29th, 2015

What’s in a Credit Score?

Written by:  Erwin Alegro

Experian, TransUnion, and Equifax are the three credit bureaus that store credit histories on consumers. Lenders use the scores from these bureaus to determine credit worthiness when an individual applies for a line of credit. While all of these companies calculate credit scores differently, it is important to note that there are five common factors