title loan background Car Title Loans in Tucson, Arizona

Car Title Loans in Tucson, Arizona

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Car Title Loans in Tucson, Arizona

When you require a loan fast in the Tucson area, it’s easy to feel as though you have no options and nowhere to go. Fortunately, you may have resources if you own a vehicle.

When you possess a car with a title in your name, you have a possible source of funding to turn to. All you need to do is secure a title loan.

Title loans, in case you’re not familiar with this option, are loans offered through companies like LoanCenter and its lending partners that are provided to borrowers who are willing to agree to offer their vehicle titles as loan security.

How to Qualify for a Car Loan

There are many myths about title loans. One of the most widespread is that title loans require borrowers to give their car over to the lender. However, this is not accurate! The truth is that you use your title as collateral, but you still get to continue using your vehicle as you pay the loan. Your car never has to leave your sight at any time, which should help you to feel more secure. If worrying about what you would do without a vehicle kept you from getting a title loan, now you know that this is not a concern.

You may also have heard that these loans are difficult to qualify for, which is also not necessarily true. In general, people who own their own vehicles and who still have value in their vehicles, as well as a regular source of income and the ability to repay, may qualify for title loans.

What most people don’t know is that you can often borrow as much as you need, provided the amount that you would like to borrow is less than the worth stored in your vehicle.[TB1] 1  There are no difficult eligibility requirements or long, complex application processes. Just meet some simple criteria, and the loan is yours-just like that. 2

Quick and Speedy

Many people who choose title loans are in need of money as soon as possible. They might need this money to pay a late bill or just to make ends meet until their next payday. Whatever your reasons, if you need your money quickly, a title loan could be the right choice.

At LoanCenter we try to make our application process as simple and straightforward as possible. Within a few minutes of inputting your personal information, it is possible that you could get approved. If you are approved for a loan, we do our best to get you your cash as soon as possible.

Other Factors Aside from Credit

Your credit is not always the main factor in deciding whether or not you can borrow with us. We also consider the fact that you have a reliable, regular source of income that will enable you to pay back the loan, and that you have equity in your vehicle. Often, the more your car is worth, the more you can borrow.

If you own a newer car, this may work out well for you since a new car often has more value than an older car. A car title loan is determined by several factors, including the value of your car, how much cash you are looking to borrow, and your ability to repay the loan.

Of course, it’s not just pristine cars that can be used for a title loan. Even older vehicles still have value, so you may be able to get a loan of some amount with an older car. It’s recommended to borrow less to make your loan easier to pay off.

Remember too that, no matter how much loan money you are offered, you can control how much you borrow. You’re never forced into taking the full loan amount offered to you, which makes it easier to get what you need but also to borrow responsibly.

What are the borrowing amounts for a car title loan?

In general, your car needs to be worth more than the amount of money you borrow. The amount you can borrow will depend on several factors such as your ability to repay. Amounts and availability will vary from person to person and by state.

How soon can the loan be received?

Once the paperwork is filled out and if you are approved, LoanCenter tries to get your money as quickly as possible.

Where do I find out more?

To learn more, you can reach out to LoanCenter or fill out our contact form to have a knowledgeable loan professional get in touch with you.

We invite you to take the beginning steps right now. The sooner you do, the sooner you may qualify for the funds you need!

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1 The amount you can borrow will depend on several factors.  Most important for secured installment loans is the value of your vehicle and your ability to repay.  Amounts and availability vary by state.  

2 Loan approval is subject to meeting the lender’s credit criteria, which include demonstration of ability to repay the loan. Not all applications will be approved.

Store Locator > Arizona > Tucson

Personal Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.


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