Over the past few years, there has been a significant shift in the automotive industry. The age-old reliance on traditional means of transacting business, including the conventional practice of going to a car dealership to make purchases, is gradually receding into the background. The reason for this shift isn’t far-fetched – the industry is beginning
The term “credit” refers to your ability to borrow money from banks, credit unions, and other lenders. Having good credit makes it easier for you to get approved for loans to buy a house, finance a car, or even pursue a college education. You typically need to meet a minimum credit score requirement to qualify
Life happens. Unemployment, divorce, and unexpected expenses can throw a wrench in your financial plans. If you are no longer able to afford your auto loan payments, you may want to consider refinancing. Refinancing is the process of paying off your existing auto loan with a new auto loan offering better terms. In other words,
There are many factors that can lead to bad credit. Your credit may suffer after a major event in your life such as a divorce or the loss of a job. It could also suffer if you accidentally missed a few payments or fell behind on your bills. In other words, bad credit can happen
For most families, each month is a paycheck-to-paycheck struggle. When an emergency hits, the financial burden can be crippling. Maybe the car died, and the repairs cost more than the vehicle is worth or a lost job leaves a gaping hole in the family’s cash flow. But even what we consider minor financial setbacks like
Sometimes it might feel like the world is working against you when you struggle with your credit rating. However, no matter if you have good or bad credit, it is possible to find a personal loan that will help you work past a sudden unexpected expenses. When sudden unexpected expenses arise it is possible to