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October 16th, 2023

How to Mend Credit Post-Bankruptcy

Deciding whether or not to file bankruptcy is a personal decision that shouldn’t be taken lightly. The types of bankruptcy are different, but it is intended to help individuals start anew. While bankruptcy can be a financial relief from bill collectors and past-due accounts, filing bankruptcy and having debts forgiven through the bankruptcy proceedings can

How to Mend Credit Post-Bankruptcy
How to Refinance a Car Loan With Bad Credit
October 16th, 2023

How to Refinance a Car Loan With Bad Credit

Written by:  Marcela De Vivo

If you’re struggling to make payments on your car loan, you may dream of being able to turn back the clock and find a loan with better terms. Fortunately, you can turn this dream into a reality by refinancing your car loan. Refinancing is the process of taking out a new car loan to replace

When Is A Good Time To Refinance An Auto Loan?
June 27th, 2022

When Is A Good Time To Refinance An Auto Loan?

Written by:  Marcela De Vivo

If you’re not happy with your current auto loan, you may want to consider refinancing. Refinancing is the process of taking out a new auto loan to pay off your existing auto loan. In other words, the new auto loan will replace your existing auto loan.  Refinancing can help many borrowers secure more favorable loan

How to Pre Qualify for An Auto Refinance Loan
May 31st, 2022

How to Pre Qualify for An Auto Refinance Loan

Written by:  Marcela De Vivo

Millions of adults in the U.S. depend on their vehicles to commute to work, drive to school, and live a fulfilling life. This is why so many people view owning a car as an absolute necessity. However, cars are expensive, so people often need to take on debt in order to purchase one. Over the

Can I Refinance A Car Loan With Bad Credit?
May 31st, 2022

Can I Refinance A Car Loan With Bad Credit?

Written by:  Marcela De Vivo

Life happens. Unemployment, divorce, and unexpected expenses can throw a wrench in your financial plans. If you are no longer able to afford your auto loan payments, you may want to consider refinancing. Refinancing is the process of paying off your existing auto loan with a new auto loan offering better terms. In other words,

How to Refinance An Auto Loan With Bad Credit
February 2nd, 2022

How to Refinance An Auto Loan With Bad Credit

Written by:  Marcela De Vivo

There are many factors that can lead to bad credit. Your credit may suffer after a major event in your life such as a divorce or the loss of a job. It could also suffer if you accidentally missed a few payments or fell behind on your bills. In other words, bad credit can happen

Should I Refinance My Auto Loan?
September 17th, 2021

Should I Refinance My Auto Loan?

Written by:  Admin

Refinancing an auto loan is the process of taking out a new loan to pay off the remaining balance on your existing loan. Some people can benefit greatly from refinancing. For these borrowers, refinancing can help them secure better interest rates, lower monthly payments, and extended loan terms. However, refinancing is not right for everyone.

What Is Auto Refinance?
March 25th, 2021

What Is Auto Refinance?

Written by:  Admin

When you refinance your auto loan, you are taking on a new loan to help you pay off the balance of your existing car loan. Depending on your financial situation, auto refinancing could lower your interest rate or monthly payment, or change the length of your loan. LoanCenter is the place to go when you

What’s in a Credit Score?
April 29th, 2015

What’s in a Credit Score?

Written by:  Admin

Experian, TransUnion, and Equifax are the three credit bureaus that store credit histories on consumers. Lenders use the scores from these bureaus to determine credit worthiness when an individual applies for a line of credit. While all of these companies calculate credit scores differently, it is important to note that there are five common factors

Benefits of Auto Loan Refinancing
April 29th, 2015

Benefits of Auto Loan Refinancing

Written by:  Admin

Auto loan refinancing can save consumers thousands of dollars in the long run, but why are less than 15% of borrowers refinancing their car loan? RateWatch, a banking data and analytics company, recently released the results of a survey that shows how today’s consumers thinking about their car loans and what factors impact their decision-making.