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April 29th, 2015

How to Mend Credit Post-Bankruptcy

Deciding whether or not to file bankruptcy is a personal decision that shouldn’t be taken lightly. The types of bankruptcy are different, but it is intended to help individuals start anew. While bankruptcy can be a financial relief from bill collectors and past-due accounts, filing bankruptcy and having debts forgiven through the bankruptcy proceedings can

How to Mend Credit Post-Bankruptcy
What’s in a Credit Score?
April 29th, 2015

What’s in a Credit Score?

Written by:  Admin

Experian, TransUnion, and Equifax are the three credit bureaus that store credit histories on consumers. Lenders use the scores from these bureaus to determine credit worthiness when an individual applies for a line of credit. While all of these companies calculate credit scores differently, it is important to note that there are five common factors