Deciding whether or not to file bankruptcy is a personal decision that shouldn’t be taken lightly. The types of bankruptcy are different, but it is intended to help individuals start anew. While bankruptcy can be a financial relief from bill collectors and past-due accounts, filing bankruptcy and having debts forgiven through the bankruptcy proceedings can
Building up savings and a nest egg are in most people’s plans. However, they are also often the plans that are postponed the most. Trying to stash some money in a savings account isn’t enough. Inflation rates can mean that your money is actually losing value if it isn’t growing at a higher rate. This
The pandemic has completely changed the way people around the world view and handle financial issues, especially regarding emergency situations. But widespread unemployment and economic strife have created a need for fast, liquid financing to cover bills and unexpected expenses. For those searching for personal loans near me, there are a variety of services and
In 2019, it was reported that nearly one-fifth of working adults in the U.S. had no money set aside to cover unexpected expenses. This same report also revealed that 31% of adults have less than $500 set aside for these expenses. The coronavirus pandemic has undoubtedly exacerbated the problem, leaving millions of people unemployed and
While we are still in the thick of the pandemic, the full financial impact of the coronavirus isn’t yet completely known. Most Americans are currently abiding by social distancing guidelines and shelter in place orders. Going to work or school, meeting up for activities, and frequenting restaurants is the normal day-to-day routine for many of
Before the Coronavirus pandemic swept through the world, most of us didn’t think twice about making a quick trip to the store for whatever we needed. Browsing the aisles and flipping through racks of clothes was the norm; there were no limitations on social distancing and taking time to look around certainly didn’t cause a
The COVID-19 pandemic undoubtedly caused a major impact on the entire country. Some individuals have been furloughed, while others have been laid off. Additionally, others have become infected with the virus, resulting in high doctor’s bills or other financial hardships. Certain circumstances can qualify for financial hardship. Writing a financial hardship letter to creditors can
If you have an Instagram profile, you might follow some major influencers. Their perfectly curated photos and posts tagged #ad, #promotion or #sponsorship might lead you to believe that netting serious coins from companies is an effortless gig. Think again. Influencers put serious time, effort, and hustle into their livelihood, and earning money on social
It’s officially 2021, which means it’s time to set resolutions for the new year. Many people set resolutions to lose weight, quit a bad habit, or get in shape. But this year, it’s best to turn your focus to your finances. Make an effort to reach these 15 best money goals for 2021: Set A
Starting a new business is exciting, but it’s also stressful. Some businesses can grow out of a hobby (reselling thrifted finds), and, if there is a desire for expansion, there may be a need for new business owners to learn how to build business credit. Both personal credit and business credit help establish creditworthiness and
The automotive industry is constantly evolving, and dealers must quickly adapt to the changes in order to remain competitive. Over the last several years, the industry has gone through somewhat of a digital transformation. Nearly every aspect of the automotive industry has been impacted by this ongoing transformation, including automotive dealers’ marketing efforts. In 2021,