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January 16th, 2024

How to Mend Credit Post-Bankruptcy

Deciding whether or not to file bankruptcy is a personal decision that shouldn’t be taken lightly. The types of bankruptcy are different, but it is intended to help individuals start anew. While bankruptcy can be a financial relief from bill collectors and past-due accounts, filing bankruptcy and having debts forgiven through the bankruptcy proceedings can

How to Mend Credit Post-Bankruptcy
How to Mend Credit Post-Bankruptcy
January 16th, 2024

How to Mend Credit Post-Bankruptcy

Written by:  Marcela De Vivo

Deciding whether or not to file bankruptcy is a personal decision that shouldn’t be taken lightly. The types of bankruptcy are different, but it is intended to help individuals start anew. While bankruptcy can be a financial relief from bill collectors and past-due accounts, filing bankruptcy and having debts forgiven through the bankruptcy proceedings can

Creative Ways to Gain Financial Freedom and Pay Off Debt
August 8th, 2022

Creative Ways to Gain Financial Freedom and Pay Off Debt

Written by:  Marcela De Vivo

The bills never cease. Walking to the mailbox only to find more demands for payment, delinquent notices and credit card bills serves only to remind an individual of their debts. The expenses now have exceeded the monthly income, and the financial mountain of doom and gloom seems inescapable. Is there an escape to debt outside

December 6th, 2019

How to Boost Your Credit Score

Written by:  Admin

If you are researching about how to boost your credit score, then you likely have had issues due to your credit rating, or are considering making an application to borrow a large amount of money. When your credit score is good, it is something you don’t often think about. A good credit score makes opening

Find the Best Secured Personal Loans for Good and Bad Credit
October 3rd, 2017

Find the Best Secured Personal Loans for Good and Bad Credit

Written by:  Admin

Sometimes it might feel like the world is working against you when you struggle with your credit rating. However, no matter if you have good or bad credit, it is possible to find a personal loan that will help you work past a sudden unexpected expenses. When sudden unexpected expenses arise it is possible to

What’s in a Credit Score?
April 29th, 2015

What’s in a Credit Score?

Written by:  Admin

Experian, TransUnion, and Equifax are the three credit bureaus that store credit histories on consumers. Lenders use the scores from these bureaus to determine credit worthiness when an individual applies for a line of credit. While all of these companies calculate credit scores differently, it is important to note that there are five common factors

April 29th, 2015

Want a New Car? Here Are the Invaluable Car Buying Tips for You

Written by:  Admin

This is it — you’re buying a new car. And no, it’s not a happy adventure at all. It can be grueling and exhausting. You can encounter a pushy car salesman, do endless test drives and get your auto loan application rejected— the list goes on. But it doesn’t have to be difficult all the

Want a New Car? Here Are the Invaluable Car Buying Tips for You
April 29th, 2015

Want a New Car? Here Are the Invaluable Car Buying Tips for You

Written by:  Admin

This is it — you’re buying a new car. And no, it’s not a happy adventure at all. It can be grueling and exhausting. You can encounter a pushy car salesman, do endless test drives and get your auto loan application rejected— the list goes on. But it doesn’t have to be difficult all the

How Often Does a Credit Score Change?
April 22nd, 2015

How Often Does a Credit Score Change?

Written by:  Admin

Your credit score tells banks and other lenders about your creditworthiness and the potential risk when lending you money. The three major credit reporting bureaus–Equifax, Experian and TransUnion–all have the information that creates your credit score. But how often does your credit score change? The frequency at which your credit score changes depends on how

Common Credit Card Related Acronyms Explained
April 22nd, 2015

Common Credit Card Related Acronyms Explained

Written by:  Admin

Your credit card is your emergency financial resource. When the unexpected happens, that credit card can be your saving grace for immediate funds. Credit cards also help boost your credit score, if you pay on time, use them appropriately and don’t max out your credit limit. Many consumers find, though, that their credit card statements