Car Title Loans in San Francisco, CA


How much is my car worth?

San Francisco is a beautiful place to call home. Unfortunately, life sometimes gets out of control. If you are struggling, you’re not on your own. Many San Francisco dwellers have this concern.

The good news, however, is that you do have a convenient way to get the money you want, at least if you have a vehicle. That option is to take out a title loan through LoanCenter. These are loans that are offered based on your willingness to provide your vehicle title as security on the loan.

If you’re willing and able to do that, then you can get a title loan from us and get the financing you need right away! Plus, you’ll obtain a lot of other great benefits along the way.

How do auto title loans work? One of the first things that you should understand about our auto title loan is that, unlike other types of loans, we never force you to offer a rundown of why you need the funds or what you plan to do with it. Many other types of lending companies, such as banks, will require this information and will use it as a facet in whether or not they wish to lend to you. With our process, however, there are no questions asked.

If you can qualify for the loan you are applying for, you’ll get your loan amount once you sign the paperwork. And, once you have your loan, it is yours to use as you like, no questions asked. Ideally, however, you should use the funds wisely, but decisions about how to disperse it are left fully up to you with no objection from us.

What do you Need to Qualify?

Most varieties of loans have very strict rules that borrowers must meet in order to qualify. Often, this includes excellent credit.

Car title loans, conversely, are not nearly as strict. So, even if you have been turned down for other types of loans, there’s an excellent chance you can still qualify for a title loan. However, you do need an automobile with an unhindered title. If there have been any liens on the vehicle in the past, that doesn’t immediately disqualify you, but you may need to show proof that those liens have been removed before you can qualify.

Aside from the vehicle title, you’ll need proof of identity, as well as proof of verifiable income. This is to prove that you’ll be able to fulfill the loan. In terms of your credit, you can qualify even with imperfect credit or no credit, though having good or decent credit can enable you to qualify for a reduced interest rate. However, even when borrowers have poor credit, we still offer some of the fairest interest rates around.

As you can see, the qualifications for title loans are not harsh. Almost anyone can get one. And, the more your car is worth, the more money you can get. So, if you have a recent car or a car that’s otherwise expensive, getting the money you require shouldn’t be a problem. You can typically borrow any amount that’s less than the car’s full value.

However, drivers with less valuable cars can still borrow. And, sometimes, borrowing lesser amounts with an older vehicle or just not taking the total amount you’re eligible for can be smart. It can make the loan more reasonable and easy to pay back. Ultimately, we’ll let you know what you can borrow, and then you can make your own choices from there.

A Fast Way to Get Funds

Once you get approved for a title loan, it’s incredibly fast and easy to get your loan amount. In fact, many of our borrowers actually get their loan funds on the very same day that they get approved for them. We get that many of our borrowers are in a hurry, so we don’t waste time when it comes to getting your money.

Also, we’re proud to say that we’re a much more efficient option than other types of lenders. With bank lenders or other more traditional lenders, for example, you can expect a lengthy, complex application process, followed by a long waiting period to decide if you’re qualified. If you’re not, then you’ve wasted a lot of time for nothing. And, if you are, you can expect to wait longer for your loan money to be deposited to your account and then even longer for them to clear.

Most people who are trying to borrow money don’t have that kind of time to wait. If you need financing now, a title loan is a way to go, even if you can obtain another.

Does Your Credit Affect Your Loan Eligibility?

Here at LoanCenter, we do take a look at your current credit situation and overall credit history. However, if these things are less than perfect, don’t assume that you cannot borrow from us. We pride ourselves on always considering the “big picture” of a borrower and offering loans to people with both great credit and poor credit or even no credit at all.

What’s even better is that many of the borrowers who enter into a loan agreement with poor credit or no credit leave it with a much better credit score. That’s because, as you make your loan payments on time, this positive information may be reported to the credit bureaus, thereby potentially increasing your credit score. And, when you pay the loan off, that may also serve as a major boost to your credit score.

In these ways, a title loan could potentially assist you both in the short-term and the long-term. Many of our borrowers, after successfully paying off their title loan agreements, are able to qualify for more and more diverse lines and types of credit in the future.

Get in Touch with Us Today!

Car Title Loan benefits

  • Fast approvals
  • All credit scores accepted with proof of income
  • Repos and bankcruptcies OK
  • Keep your car during the life of the loan

If you have questions, we have answers. Head over to our Frequently Asked Questions.