Chandler is a wonderful place to call home. Unfortunately, sometimes, the unexpected happens, leading to extremely expensive unforeseen circumstances. As such, it’s no wonder that many Chandler dwellers find themselves desperately in need of cash.

If you ever get into this situation or if you’re presently in it, then know that you can always turn to title loans from LoanCenter as a source of money.

Just in case you’re not knowledgeable about title loans, these are loans that are provided to borrowers who own a vehicle with the title in their names. These borrowers are asked to put up their vehicle title as loan collateral, thus safeguarding the loan and making it easy to get.

If you can meet the very easy requirements for a title loan via LoanCenter, then there’s no reason that you shouldn’t be able to qualify, both for a title loan and the many advantages that go along with it.

How do car loans work? Perhaps one of the most common and unfortunate misconceptions about a title loan through LoanCenter is that, when you qualify for one, you have to give your car to the lender in order to get the loan money. Fortunately, nothing could be further from the truth.

Here at LoanCenter, we do require you to use your vehicle title as loan security. After all, that’s what makes it a “title loan.” What you might not realize, however, is that providing us your vehicle title is not the same as giving us your car for good.

When you to take out a title loan, you are still able to drive and use your car as you desire. It never leaves your possession. And, while we do take out a lien on it, you’d never know it. You can just continue driving and using it like you did before you took out the title loan. Best of all, once you have completed the loan, you get your title back, just like the loan agreement never happened!

In truth, once you have fulfilled the loan in full, the title and the vehicle revert back to being completely yours, so much so that, if you preferred or needed, you could even use the car as collateral on a future title loan with LoanCenter. We know that, once you experience our excellent style of customer service, you’ll never want to go elsewhere.

What do you Need to Qualify?

If a title loan sounds like it could be a good choice for you, then we encourage you to fill out our effortless pre-qualification form online. This simple form will simply ask for some very basic information from you about you and your vehicle. As soon as you submit the form, you’ll know immediately whether you pre-qualify for a loan.

Our basic online paperwork is an excellent way to avoid wasting your time and to get an idea of around how much you could borrow through one of our title loans. Of course, if you have questions or concerns after filling out the form, our loan professionals are always available to help you. Plus, if you do choose to move forward with a title loan (and you definitely should!), one of our experienced loan professionals will take you through the whole process from start to finish.

Superior Speed

Having all your documents together will make the application process much faster, which means you’ll also get your funds quicker.

Just how quick? Well, Loan Center can often get your application processed and approved in as little as half an hour. In fact, many people apply for a title loan and then get their money on the very same day.

Unlike with bank loans, where approval can take weeks and then getting your money takes even more time, title loans are usually rapidly approved, and the funds are quickly provided to you!

Does Your Credit Affect Your Loan Eligibility?

You may be upset about your credit, especially if it has caused you to be denied for other types of borrowing in the past. Rest assured, however, that title loans are not like other types of loans.

While other loan options may require superior credit for you to even be considered for approval, we are happy to work with borrowers with various financial mistakes in their past and with all types of credit rates. And, while decent credit can certainly help you to get the best possible loan terms, it’s not a requirement. Furthermore, our rates are so fair and reasonable that, even with imperfect credit, we can still help you out.

Don’t be scared to apply with us, no matter what your credit score is. In fact, borrowing with us could even potentially improve your credit since making your payments as agreed might cause your credit score to improve, thus making you eligible for more and more varied lines and types of credit in the future.

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