This is it — you’re buying a new car. And no, it’s not a happy adventure at all. It can be grueling and exhausting. You can encounter a pushy car salesman, do endless test drives and get your auto loan application rejected— the list goes on. But it doesn’t have to be difficult all the …Read More
Paying with a credit card is convenient and saves most of us the time of ruffling through our cash and change at the register. But while that piece of plastic seamlessly secures payments without the hassle, those embossed numbers on your card are one of the most seductive pieces of financial information for identity thieves. …Read More
Effects of Financial stress can consume the majority of our lives. People are incessantly thinking about making and spending money. We go to work to make money. We think about when our bills are due. We wonder if we are going to have enough money to get by for the month. Have you ever asked …Read More
Your credit score tells banks and other lenders about your creditworthiness and the potential risk when lending you money. The three major credit reporting bureaus–Equifax, Experian and TransUnion–all have the information that creates your credit score. But how often does your credit score change? The frequency at which your credit score changes depends on how …Read More
Your credit card is your emergency financial resource. When the unexpected happens, that credit card can be your saving grace for immediate funds. Credit cards also help boost your credit score, if you pay on time, use them appropriately and don’t max out your credit limit. Many consumers find, though, that their credit card statements …Read More
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